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Harrier, this is your call but if anyone gets hurt for any reason on this job you might be held liable for their injuries, time off, etc. if they are doing it off the books, cash job, whatever you want to call it. No idea what the laws of the land are down there but up in Ontario any way, someone will come after the homeowner for all the expenses. Saving money is all great until something happens, then it is to late.
As for spray foam, be careful here. Some products are flammable, not cool when you want to weld or grind. There are also bonding issues to steel with some products. Not sure how much your building will move (most do) that might affect your insulation as well.
Marten
regardless, if you are paying for a service the people doing the work are considered independent contractors. They are on their own
regardless, if you are paying for a service the people doing the work are considered independent contractors. They are on their own
Absolutely 100% wrong. They are on your property doing work in your behalf. A lawyer will win that case hands down and your insurance may not cover any of the liability. I can’t emphasize more that is not the case.
No one should be working on your property without business and workers comp insurance and if they are doing so without their own coverage you need to have the coverage
yourself. Period.
When I built my house I was my own general contractor and I put a rider on my homeowners policy to cover just such an event. The premium for it wasn't cheap, but I felt it was better to be safe than sorry and lose my new house before it was finished in case someone got hurt. Fortunately, the only problem I had was the insurance company not reducing my premium when the house was finished and the rider was no longer needed. That was solved by switching insurance companies. Having a general liability umbrella policy isn't a bad idea, either. Typically you can get a million dollar coverage policy for under $200/yr.
Absolutely 100% wrong. They are on your property doing work in your behalf. A lawyer will win that case hands down and your insurance may not cover any of the liability. I can’t emphasize more that is not the case.
No one should be working on your property without business and workers comp insurance and if they are doing so without their own coverage you need to have the coverage
yourself. Period.
Perhaps a lawyer will chime in.
8pack is right on here. The joys of being in business and having to charge so much is to cover the added insurances I have to pay.
You can check with a lawyer or your insurance.
I stand corrected. I did some googling and found what you said to be 100% true. I never knew that and always assumed that an independent was responsible.
When I was about 14 yrs old I was mowing a yard and kick a rock that hit a passing vehicle. Police were called and because I was an independent contractor for hire using my equipment I found to be held responsible for the repair to the vehicle. I didn't have any insurance for this.
would have been around 1982
Every state is different, I know in my current state a contract can trump the law if both sides agree and sign said contract. Because the many variables, e.g. jurisdictions, that can come into play legal advice should only be a suggestion at best and even then should be limited to PM's so as to not put ones self in the middle.
I'm no lawyer but I know several from being a LEO for almost 30 years. Just sage advice given to me over the years.
That being said I'm hoping to build in Ohio next year when I retire and enjoy all the info on different ideas for shops this post has generated.
Joe, good luck, I know this has taken longer than you were hoping.
Thanks for the insurance advice, I'm looking into that now.
My crew came out today to take a look. They are used to building larger buildings, so they think we can get it done pretty quickly. It helps that I have most things sorted out for easier assembly.
One of the workers is the son of a pastor we had years ago. They moved out to the state of California quite a few years ago.
After they are done with their jobs on Friday, they will come out and we will measure and install the wedge anchor bolts. then Saturday morning we will start putting everything up. I will have to miss my daughters cross country meet. I missed this one last year with Truckstock and if we weren't building my shop, I would be in PA again. So, that works.
The foreman's dad is an electrician, so he is going to get me a bid on running in electric.
One insulation company didn't want to bid yet because he is booked until the spring. Another gave me a bid for 3 and 4" closed cell (and a bid for open cell) I asked for a bid for 2" closed cell on both walls and celing.
Here is that bid:See below for your estimate for 2" of Closed Cell on walls and ceiling. I'm sure it will vary across the country, but it can give others an idea of cost.
Here is the original bid with thicker insulation:
I will try to remember to take lots of pictures.
Time
It seems like the open cell gives you the best bang for the buck. Did they give you any pros and cons for the two types of foam? Is there a reason one should step up to closed cell? It's a pretty significant price difference.
It seems like the open cell gives you the best bang for the buck. Did they give you any pros and cons for the two types of foam? Is there a reason one should step up to closed cell? It's a pretty significant price difference.
It looks like open cell will need a vapor barrier and I don't know if that was included in the cost estimate.
Here is a paragraph from the second link: "Now you can’t fish wiring through closed cell, but that durability is great when the foam is left exposed. Closed cell’s rigid structure and durability make it ideal for exposed walls because it won’t be damaged if it is bumped by machinery or tools."
So, if I don't cover the walls, closed cell would hold up better and it will be quite a while before I put up any sheet rock or other call material. If ever in some spots.
I don't think there is one right answer for any of this.
Sometimes we just cover the walls 8' up, or I sheet of plywood. That way the walls are protected and easy to hang shelves.
That's probably my plan. I will do that over time though. I spoke with an electrician the other day and he said that a roll of wire went from $60 last year to $170 this year.
My wife doesn't seem to have an interest in finding a sugar daddy, so I'm stuck saving up for amenities.
That's probably my plan. I will do that over time though. I spoke with an electrician the other day and he said that a roll of wire went from $60 last year to $170 this year.
My wife doesn't seem to have an interest in finding a sugar daddy, so I'm stuck saving up for amenities.
Hmmm, if she finds a sugar daddy, then you won't be around to use and enjoy the garage that he finishes with all the bells and whistles..... Sort of sounds like the Christmas story, Gift of the Magi.
That's probably my plan. I will do that over time though. I spoke with an electrician the other day and he said that a roll of wire went from $60 last year to $170 this year.
My wife doesn't seem to have an interest in finding a sugar daddy, so I'm stuck saving up for amenities.
Prices have definitely sky-rocketed on wiring. I just installed a 50-Amp line in my home garage 3 weeks ago for a new TIG welder I got using 6-3 Romex, a 25 foot roll cost me just under $110 where I bought the same length roll just about a year ago for a different 50-Amp line for a compressor and the wire at that point was ~$55.
I was also walking through the local Menards yesterday (similar to Lowes, Home Depot) and I noticed there is barely any PVC pipe or PEX tubing available, the shelves were pretty much bare.
Sometimes we just cover the walls 8' up, or I sheet of plywood. That way the walls are protected and easy to hang shelves.
……I suspect you haven’t bought plywood lately! At current prices I would have to buy 1 sheet a month…..
I actually used exterior strand board on one wall of my garage which at the time was cheaper than plywood. Not sure what it costs today. I taped the joints like Sheetrock and skim coated the entire wall with joint compound to get rid of some of the texture. It only took a light sanding so it went fast but it did take 2 coats at the seams. I then primed it with Kilz oil primer and topcoated it with a white acrylic floor paint which fills really well. It is pretty much scuff proof and there will be no warping etc. Dirt wipes right off. You can mount anything to it anywhere. If you decide to move stuff around just patch the hole and touch it up with the floor paint and it was like it was never there.
That's probably my plan. I will do that over time though. I spoke with an electrician the other day and he said that a roll of wire went from $60 last year to $170 this year.
My wife doesn't seem to have an interest in finding a sugar daddy, so I'm stuck saving up for amenities.
What's with these wive's, after all, isn't it a team effort?
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