I had to google ACH lol. I would think your savings or checking account would be protected like your debit or credit card if someone scammed it? I would be more concerned about identity theft if someone got ahold of your SS number. What am I missing?

 

I've had my credit card company cover fraudulent charges. I've never had to submit those kinds of charges to my bank so I don't know how that would go. But it worries me that my entire checking account is open to an ACH transaction. I do have numerous ACH transactions. Every one of those is created only after exhaust other transaction methods.

 

Many have no problem giving ssn number out for whatever....gas savings not for me. Back in 2019 post #3 said that and still haven't changed my mind. I'll save money elsewhere in my daily travels and lifestyle.

 

Since the early 90's, when I first joined the military, my SSN has been leaked, stolen or compromised many times. In addition to all of the leaks the government has had, my SSN has been leaked by other organizations. Our SSN is not as secure as it used to be and not as a critical part of the "personal security" puzzle that it used to be.

Do as you wish though and do what makes you comfortable.

My financial institution protects us against fraud regarding bank accounts, credit and debit cards. We have had our accounts compromised by doing nothing than we normally do. At least a monthly review of our accounts has kept us vigilant against fraud and our financial institution has been understanding and swift to take action each time.

To each their own though.

On my retired military pension budget, I have to try and save money wherever I can, otherwise I would go broke. Saving hundreds of dollars a year on fuel may not be a lot for some, but it certainly is a lot for us. Especially in these days of inflation, which reportedly is "under control and no longer a concern" based on the comments of some of our elected leaders. We live somewhat frugally, although this is the life we choose. We are fully aware of the risks involved with sending our SSN to Open Roads and are OK with that if it means we can buy groceries one more time.

Go with the path that provides you the most comfort and confidence and know you made the right choice based on your experiences and expectations.

 

Had my credit union set up a separate account for this. Keep a couple hundred in it and every time I fill up I transfer some over.

 

I've been thinking about doing that.

 

This is the way to do it.

I do something similar with my travels for work....one account and a card associated with it. Seperate from other bank accounts. If there was a scimmer on a device or any other malicious acts. Minimum loses or headaches during recovery period. A very longtime ago had to talk with my credit union that would shut the card off for possible fraud when it was me traveling and hitting many states with charges for fuel, hotel or supplies. Now I'll get an occasional fraud text needing a reply before shutting the card off. I can live with that security.

 

My apologies but I can't help but to stray off a bit here. I don't have a problem with Uncle Sam spending billions or trillions on weaponry, but I do have a problem with them not taking better care of those who serve in the military. If you bet your life on a job, you should get an amazing pension and amazing healthcare for as long as you live, even if you were fortunate and didn't make the ultimate sacrifice while you were serving. I'm not a gambler, but I'll bet you a quarter that left and right, north and south agree on this.

Now back to your regularly scheduled programming on gas cards.

 

I received this in an email and thought it was worth sharing.

Snip from email: We are keeping more money in your pockets! We have negotiated the transaction fees to a cheaper price for our Open Roadies. You may have noticed that the Love's transaction fee is now 15 cents versus the previous 40 cents, and all other locations are 40 cents versus the previous 65 cents.

 

If I got that email, I didn't notice it. However they did indeed cut those fees. I had a stop at a Loves on the first and the lower transaction fee was charged.

 

No email here either but I have been seeing the $.40 fee too.

 

i saw an email but did not read it. Good news!

 

I got that email. Normally my reading comprehension is weak, but they mentioned money...

 

Well Sumboyitch, same here, .40 fee, didn't even notice it when I looked at the transaction. I sure wish I could get similar savings with gas, Saved 17.41 on 46.95 gallons on the 2nd. Bought gas last night and saved .28 cents. I did find a station a little off track from work that was .40 cents a gallon cheaper so actually saved .42 cents a gallon.

 

What are you using to save on gasoline?

I have heard GasBuddy and mud flap have apps, but have not jumped on board as of yet.