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Ok, I think I get it. Sign up at the EAA, get a pin, but it will not work until I have been a member at the EAA for 60 days. I guess the dealer will check the membership card that shows when you became a member?
Just curious about something as I have no interest in aviation. Are there any other organizations like EAA that offer the same benefits? Maybe a street rod or antique car club? I'm going to just sign up for the EAA in the next week, but figured I'd ask as I'd rather belong to a club that I have interest in, if possible.
Just curious about something as I have no interest in aviation. Are there any other organizations like EAA that offer the same benefits? Maybe a street rod or antique car club?
Sure, the Mustang Club of America offers the same thing. It costs $50 instead of $40.
Sure, the Mustang Club of America offers the same thing. It costs $50 instead of $40.
Actually associate member price is only $25 per year, I did it 3 months ago and was able to get an PIN the same day. I did not use it, because it was $250 over invoice. But, when I walked in and told them I have a X plan they didnt try and hassle me (they said pick your options and we will do invoice and any rebates available at time of signing).
I'd like some help deciphering this particular truck. I am going to attach what the dealer just sent, omitting the dealer name and vin.
This is for a 2016 sitting on their lot. I was curious about their pricing as this dealer has some sort of special internet pricing that doesn't make sense. Here are the numbers and on this one, the X Plan pricing is slightly above Invoice, which I thought was strange.
MSRP = $48, 325.00
Invoice = $45,968.75
X Plan = $46,059.88
Internet Price = $44,575.00
How can you they sell this truck for $1,393.75 less than invoice? The Total Holdback is $1,415.00.
I emailed the salesman back asking about this, but have not heard back from him.
^^Can anyone shed some light on this instance.^^
Originally Posted by Robmiezer
Actually associate member price is only $25 per year, I did it 3 months ago and was able to get an PIN the same day. I did not use it, because it was $250 over invoice. But, when I walked in and told them I have a X plan they didnt try and hassle me (they said pick your options and we will do invoice and any rebates available at time of signing).
Thanks, I think I'm going to do the associate member. It's cheaper and less wasteful, I hate throwing magazines away that I don't want.
There are times when a dealership needs to move a vehicle, even if it costs them money. Has to do with their "floor plan" which is essentially their ability to have cars on the lot and the financing charges they pay to maintain that inventory. As a vehicle starts to reach maturity as far as the dealerships loan to purchase that vehicle their fees start to rise after a given period of time and it can affect the dealerships overall credit rating. That is when they are backed into a must sell corner. Better to take a loss or even just break even that affect their floor plan. It is all very complicated but it comes down to cutting their losses and moving on.
X plan is supposed to be .4% below invoice but it's not always. Ford disclaims that it can be different sometimes. It is what it is. The Super Duty is a hot new release and Ford is surely trying to capitalize. No way you'll see anything but MSRP online. You have to tell the dealer you intend to use X plan right away. Don't lead them on thinking you're going to get a better deal. The point of the plan is that the price and fees are known and not negotiable. If you want to try, go to a dealer and ask for an xplan price and then go to another and negotiate without a pin. See what you can do.
Incorrect about not seeing xplan pricing online. Get your eaa membership and follow the links from their website to the ford partner website. Build the truck through there while you open ford.com on a different browser and build the identical truck. You'll actually see the individual prices for options and the xplan price will be lower. And yes, this works for the new 2017 super duty. I did it yesterday.
Incorrect about not seeing xplan pricing online. Get your eaa membership and follow the links from their website to the ford partner website. Build the truck through there while you open ford.com on a different browser and build the identical truck. You'll actually see the individual prices for options and the xplan price will be lower. And yes, this works for the new 2017 super duty. I did it yesterday.
I get X-Plan through my work. Definitely can view price online.
It's great that X Plan is showing up more liberally than in the past. It's also interesting that the X Plan numbers are kind of all over the place. Some are reporting only slightly below and others actual over invoice. The plan states .4% below and that just hasn't been consistent. In my case it is .0003% below invoice, lol. Seems like Ford is using X Plan Partners as a marketing channel instead of the really cool hidden benefit that it used to be.
I wasn't thinking this way when I ordered my truck but this marketing strategy provides more opportunity to buy below invoice. You hear it occasionally that people have bought $500 below and no X Plan is going to come close to that.
When I first started discussing my new truck with the dealer I indicated that I would be going X Plan. They indicated not to worry that my price would be under X Plan right from the start. They knock off all the excess including sales commissions and supposedly price things in favor of the consumer right away. We are yet to finalize the price since there have been some changes but I am confident in getting a good deal, even if it crowds the X Plan pricing just a bit when all is said and done. I really like their attitude.
It's great that X Plan is showing up more liberally than in the past. It's also interesting that the X Plan numbers are kind of all over the place. Some are reporting only slightly below and others actual over invoice. The plan states .4% below and that just hasn't been consistent. In my case it is .0003% below invoice, lol. Seems like Ford is using X Plan Partners as a marketing channel instead of the really cool hidden benefit that it used to be.
I wasn't thinking this way when I ordered my truck but this marketing strategy provides more opportunity to buy below invoice. You hear it occasionally that people have bought $500 below and no X Plan is going to come close to that.
I've been pricing trucks online using the xplan ford partner website for at least 12 years.
What about incentives? There are incentives on the truck, and it looks like that wasn't taken into account.
I'm waiting for a response from the salesman. Might be right?
Originally Posted by AK_SuperDuty
Incorrect about not seeing xplan pricing online. Get your eaa membership and follow the links from their website to the ford partner website. Build the truck through there while you open ford.com on a different browser and build the identical truck. You'll actually see the individual prices for options and the xplan price will be lower. And yes, this works for the new 2017 super duty. I did it yesterday.
Thanks for the clarity and screenshot showing the X Plan price. That is really nice and glad to see that. Just to verify, is there any difference between the EAA and the Mustang Club in terms of the X Plan?
It's great that X Plan is showing up more liberally than in the past. It's also interesting that the X Plan numbers are kind of all over the place. Some are reporting only slightly below and others actual over invoice. The plan states .4% below and that just hasn't been consistent. In my case it is .0003% below invoice, lol. Seems like Ford is using X Plan Partners as a marketing channel instead of the really cool hidden benefit that it used to be.
I wasn't thinking this way when I ordered my truck but this marketing strategy provides more opportunity to buy below invoice. You hear it occasionally that people have bought $500 below and no X Plan is going to come close to that.
X Plan price is .4% below invoice + $250 (or something like that, I don't remember the exact number). So, depending on the price of the truck, it could be above, at, or below invoice. Basically, it's within a stones throw of invoice on these trucks.
0% for 72 months all '16 trucks here....free money.
Except that it isn't. Financial institutions do not loan money for free. 0% interest does not mean that the loan costs you nothing. Banks are all about risk vs. reward. If you qualify for 0% financing, you represent a minimal risk in terms of the bank getting its money back. That said, its still a risk and thus they won't loan out their money and put it at risk without benefiting from it in some way. If you look at the fine print you'll see there is a charge $xx.xx per $1,000 financed. I've seen this up front in the form of a one time financing charge or something added to the monthly payment. Sometimes the price of the vehicle is discounted enough to mask it. You dig deep enough into the paperwork and you'll see that there is no such thing as a free loan.
You dig deep enough into the paperwork and you'll see that there is no such thing as a free loan.
I agree and the devil is in the details. But the main incentive for lending institutions to make these loans is eventually most people will miss a payment by even a short period and then interest rates dating back to the first payment come into play. I have never done an auto loan with the 0% but I would be very wary of that situation. A gamble for the lender but a sure fire way to make extra if you default. Whenever I buy an appliance I use the 0% no money down if paid by xx/xx/xxxx. Miss it by a day and the amount extra is huge. Did the same thing on my Polaris Ranger and that had monthly payments and a huge penalty dating back to day 1 if I had missed by even 1 day.
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