Probably not Dustin but you never know around here.

 

Good morning Dustin!

Good morning Dale! Good luck!

Good morning Jay!

Good morning Michael!

 

Oh, good luck bowling tonight.

 

I got this in an email today! Could substitute Minnesota for Connecticut I suppose. LOL



Winter Diary

August 12: Moved to our new home in Connecticut. It is so beautiful here. The mountains are so majestic. Can hardly wait to see snow covering them.

October 14: Connecticut is the most beautiful place on earth. The leaves are turned all the colors and shades of red and orange. Went for a ride through the beautiful mountains and saw some deer. They are so graceful. Certainly they are the most wonderful animal on earth. This must be paradise. I love it here.

November 11: Deer season will start soon. I can’t imagine anyone wanting to kill such a gorgeous creature. Hope it will snow soon. I love it here.

December 2: It snowed last night. Woke up to find everything blanketed with white. It looks like a postcard. We went outside and cleaned the snow off the steps and shoveled the driveway. We had a snow ball fight (I won), and when the snow-plow came by, we had to shovel the driveway again. What a beautiful place. I love Connecticut.

December 12: More snow last night. I love it. The snow-plow did his trick again to the driveway. I love it here.

December 19: More snow last night. Couldn’t get out of the driveway to get to work. I am exhausted from shoveling. ****ing snow-plow.

December 22: More of that white **** fell last night. I’ve got blisters on my hands from shoveling. I think the snow-plow hides around the curve and waits until I’m done shoveling the driveway. *******!

December 25: Merry ****ing Christmas. More friggen snow. If I ever get my hands on that son-of-a-bitch who drives the snow-plow I swear I’ll kill the *******. Don’t know why they don’t use more salt on the roads to melt the ****ing ice.

December 27: More white **** last night. Been inside for three days except for shoveling out the driveway after that snow-plow goes through every time. Can’t go anywhere, car’s stuck in a mountain of white ****. The weatherman says to expect another 10 inches of the **** again tonight. Do you know how many shovels full of snow 10 inches is?

December 28: The ****ing weatherman was wrong. We got 34 inches of that **** this time. At this rate it won’t melt before the summer. The snow-plow got stuck up in the road and that ******* came to the door and asked to borrow my shovel. After I told him I had broken six shovels already shoveling all the **** he pushed into the driveway, I broke my last one over his ****ing head.

January 4: Finally got out of the house today. Went to the store to get food and on the way back a damned deer ran in front of the car and I hit it. Did about $3,000 damage to the car. Those ****ing beasts should be killed. Wish the hunters had killed them all last November.

May 3: Took the car to the garage in town. Would you believe the thing is rusting out from that ****ing salt they put all over the roads.

May 10: Moved to Arizona. I can’t imagine why anyone in their right mind would ever live in that god-forsaken state of Connecticut.

 

The tax man was nice to me.

 

Always nice when that happens Dale!

 

Awesome Troy!!!

That's kind of the conversation around our house in the winter. Except that with my wife having knee surgery, she can't shovel and it would take the kids forever and a day.

 

Fixed that for ya Dale.

 

I would rather lend my money to the govt for a while and then have something significant to either save or put toward something than try to save the small extra amount from each check and then risk having to pay MORE to the govt at tax time.

 

If you trust that you will get it back. And your missing the interest you could be earning on it

 

yup. and you can track your progress on irs.gov. they have a calculator that will tell you what you need to change, and if you follow their instructions, they give you and estimated refund amount.

I've done it the last 2 years, and have always gotten a refund (albiet a MUCH smaller one)

and keep in mind, at $3000 refund means you let the gov't borrow $250/month from you... interest free.

 

We don't usually get that much back on our taxes. And if you divide that by 4 that is really just 62.50 per paycheck at best. I know I would not likely save the majority of that money. It would get spent along the way somewhere. As I think is the case with most people. Hence the built in savings plan using your taxes.

 

I have sub accounts for different reasons or purposes. Just have to be disciplined which is hard or honest and repay it when you able to if you take it for some other purpose

 

I have never been that disciplined and won't likely be at this point in my life. It also doesn't help that I can't do direct deposit at work. And even if I did, having multiple accounts with small balances isn't realistic these days due to services fees and minimum balance requirements.

 

My deductions are close enough that it isn't worth messing with.

Is it Friday yet?!?!