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easy care waranty?

 
  #1  
Old 06-22-2005, 09:03 PM
hebertdonald
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easy care waranty?

i just bought an 05 f150 xlt super crew and bought the 100,000 mile bumper to bumper waranty. it cost 1800 bucks. well when i got home i realized that it had a $100 deductable. also i don't even think it is a ford waranty. can someone please fill me in. thanks in advance.
 
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Old 06-23-2005, 10:15 AM
KevinM
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It's a 100K bumper to bumper with probably a year limitation. Unfortunatley if it is a 6year 100K policy, you lost 3 years, reason being the first 3 years is covered by the Ford warranty. From my point of view if you are a buyer of insurance, go shopping in the last year of warranty or mileage, and then buy one. This way some will start on the day you purchase. Some companies charge a little more since you are buying later in the warranty period. But this will get you more length of term. As far as the $100 deductible, you will have to pay $100 for every incident you bring your truck in after the Ford warranty expires. So what you should do is save up a bunch of complaints and go in as one complaint. This will save you deductible payouts. Just make sure your dealer will work with you.
As far as being a Ford policy that could be, since dealers sell aftermarket insurance.
 
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Old 06-23-2005, 12:25 PM
samia
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I used to work with a guy that sold use cars. ( his dad owned the bis.) He said they pushed the warranty because it was easy money. The warranty would cost you $1800. and only cost them $600.-$800. from an outside company. Those outside companies used to send me cards to buy more warranties years down the road. On my '04 I decided to forgo the warranty. I figure if I bank the 2 grand and nothing happens I'm money ahead. Ford covers you for 3 years 36K. I figure if anything major is going to happen, it will happen then. After 30K if you feel you have a lemon, then go buy extra warranty before you hit 36K. Just .02 cents worth.


steve
 
  #4  
Old 06-23-2005, 12:26 PM
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I had the easy care warr on my ranger before I traded it in. Some dealers offer a deal where if you bring the truck back to that dealer the is no decuctable. It is a good idea to wait till the lask week of you Factory warr to buy the extended
 
  #5  
Old 06-23-2005, 12:37 PM
ChrisAdams
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Extended warranties are the most profitable thing sold by the dealership. If it costs you 1800 bucks, it costs the dealership 700, and the company that actually 'insures' you expects to make more than 50% profit after administration charges.

bulletbaby and samia are right on the money. If you must spend the money to feel better, wait till the last minute. It gets cheaper, and is not redundant like it is when you already have Ford's 36k coverage.
Remember, they wouldn't sell it to you, if they expected you to benefit from it. It's not a service, it's a profit item.
Chris
 
  #6  
Old 06-24-2005, 01:27 PM
hebertdonald
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thanks for the reply guys!! i'm going back to the dealer within 30 days of purchase and giving them a choice of either giving my money back or switching me to ford esp premium. i know the dealer wont be happy, but i'm going to stick to my guns!! this is the greatest site ever!! GO FORD!!!!
 
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Old 06-28-2005, 11:10 AM
Ruckus
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I have found over the years that dealerships will negotiate the cost of ESP's. I would call around and shop for best price and ask your dealer to match it. I would not buy anything other than Ford ESP. Good Luck!
 
 
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