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James,
I assume this event is in the past now, and has been put behind you. But, what they did is called FRAUD. Depending on a few specifics, it could have been really nasty for them had you pursued it.
Anyways, like you said, use folks you can trust if you have to have repairs done.
Rezvani's Latest Post-Apocalyptic Monster Is a Ford F-150 Raptor Underneath
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