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Hopefully he had something useful but non-physical to do the rest of the day. Then, get him back on that horse soon, so 1. he knows you still trust him 2. he overcomes his fears. No need to watch him when he does - he'll be extra careful!
Poor kid. Its going to be awhile before he lives this down. He didn't get hurt, thats all that matters
That was the first thing that ran through my mind when I heard the crash "I hope nobody got hurt." I'm not messing with insurance on this anyway. I knew sooner or later someone was going to snag that sprinkler line. It is such a ****-poor design and a stupid place to run a trunk line. We load under that overhang all the time. Just got off the phone with the sprinkler guy and he'll be there first thing in the AM.
Looks like a safer design would be running the trunk closer to the building with laterals and sprinkler heads slightly above the trusses. Then again I know shyt about sprinkler design.
Maybe one of papa t's alter ego's can provide guidance?
Looks like a safer design would be running the trunk closer to the building with laterals and sprinkler heads slightly above the trusses. Then again I know shyt about sprinkler design.
Maybe one of papa t's alter ego's can provide guidance?
There's nothing about the design of this f'n thing that makes sense. Some stupid a** engineer drew it up without any regard to how low and exposed the line is there. I knew this was going to happen sooner or later. Hopefully this stays fresh in everybody's mind.
Do you get more money if you wait till a certain age?
Here, eligible for Canada pension plan at 60 but get full pension plan at 65. Full pension is about $300/month more. If you collect it at 64, you get bumped down to the 60 age. You also get old age pension automatically at 65.
The number crunchers have this all figured out.
I looked at my wife's pension numbers a year back, trying to figure out if we should take it now or take it later. If you compare the two methods, and assume she live until she's 85, the total disbursements come to almost the exact same dollar amounts. There are some odd gaps between taking it now and taking it a year from now, but it really doesn't matter when you take it. The numbers come out the same if you live long enough.
I looked at my wife's pension numbers a year back, trying to figure out if we should take it now or take it later. If you compare the two methods, and assume she live until she's 85, the total disbursements come to almost the exact same dollar amounts. There are some odd gaps between taking it now and taking it a year from now, but it really doesn't matter when you take it. The numbers come out the same if you live long enough.
Just went through this on one I have from a previous company. Talked separately to two financial advisors and they both showed me the math that shows 1. The lump sum pension buyout offers are really high right now because interest rates are so low. 2. If I took the lump sum and invested rather poorly, I would still make more per month than the annuity amount. PLUS still get to pass the lump sum amount on to the kids.
So that took out the complicating factor of how long you live, and made the decision obvious.
Everyone's situation is different, so YMMV. Talk to your own advisors!
Just went through this on one I have from a previous company. Talked separately to two financial advisors and they both showed me the math that shows 1. The lump sum pension buyout offers are really high right now because interest rates are so low. 2. If I took the lump sum and invested rather poorly, I would still make more per month than the annuity amount. PLUS still get to pass the lump sum amount on to the kids.
So that took out the complicating factor of how long you live, and made the decision obvious.
Everyone's situation is different, so YMMV. Talk to your own advisors!
Lump sum distribution isn't an option for her pension. The problem with our financial planner/manager is that they gave us too many options. We're both overwhelmed and really wanted an answer to which was the best option. The already rolled her 401k over to an IRA and part of that went to a Roth.
That forklift, though, that will take some serious buffing.
Glad he didn't get hurt Bowtie, I drove a fork truck for over 20 years, still do sometimes. I've seen all kinds of crazy stuff. Falling through trailers, driving off docks, breaking water lines, gas lines, etc. etc. He's VERY lucky!! And so are you!! He will never forget that for sure.