I wanted to take a minute to inform my fellow Mississippians about the process of getting a bonded title on a vehicle purchased without a title. Maybe it will help somebody. Sorry it's kind of lengthy.


Step 1: I got the VIN number off the truck's frame BEFORE I bought it and called my DMV to see if it had ever been titled in the state before. It had not, so I was able to pursue a title bond and brought the truck home. (Be sure to get a signed bill of sale from the seller)

Step 2. Called the Title Bureau in Jackson at (601)923-7300. Gave them the year, make, and model of the vehicle and they gave me a bond amount. This is essentially a value for the vehicle that will be reflected in the bond paperwork. If you "guess" a bond amount and it is insufficient, your paperwork may be rejected. The bond amount for my 74 F350 was actually much higher than I thought ($7500).

Step 3: After getting a bond amount, I obtained a title bond from my local insurance agent. I gave them the year, make, model, VIN number, and bond amount and applied for a bond. It took a few days for the bond paperwork to get mailed back to me. It costed $113 dollars, and was very easy. Just remember that title bonds are only valid for 30 days so be prompt getting your title application back to your DMV. If the bond expires, you will have to get a bond rider to extend its effective date.

Step 4: I headed to the DMV. I took my signed bill of sale and my valid title bond. While there, I filled out an affidavit of ownership form. This basically explains why I wasn't able to get a title for the vehicle when I bought it. After completing the form, it had to be notarized, but my DMV rep notarized mine for me.

Step 5: I waited about 3 weeks to find out my application for bonded title had been REJECTED. The state sent me a notice, and sent all my original application paperwork back to my local DMV, where I picked it back up. Apparently, the state of MS has began requiring an MVCT-59. With respect to a bonded title, this process is essentially a VIN number inspection. I had to make an appointment for this inspection with my local MHP office, haul the truck down there on a trailer, and let them look at the VIN on the frame. It was very painless, lasted about 15 minutes, and costed $25.00. They gave me a little certificate and I was on my way. For an MVCT-59, you need to take 2 copies of the bill of sale, affadavit of ownership, and title bond papers.

Step 6: Take all your original application paperwork back to the DMV, along with the MVCT-59 certificate, and they will send it off again. In about 2 weeks I got my bonded title in the mail.


Basically, I had to do alot of running around to get my bonded title. None of it was all that difficult, but it ended up getting very frustrating. I guess the MVCT-59 part is new (I didn't have to endure that on my last bonded title). I just had to go through all this, so if anybody has questions please feel free to ask.

Frank

 

Nice peice of work Frank.

Also I have noticed that the folk at the new state tax commision facilities (old Worldcom building, Clinton) are a lot more friendlier and helpful than when they were on Springridge. Friend went over to get replacement title not too long ago. They could have been much more difficult if they had wanted to. Instead, sent us over to the commercial side (wasn't a comm vehicle, but their computers had the info and ability) who printed out documents needed and walked them back over.

 

Scndsin,

The friendliest face I came across throughout my bonded title journey was a lady at my local DMV. She was very helpful to me every time I went to see her. I may get her a Christmas present, as a matter of fact.

As for MOST of the folks in Jackson I contacted, they were actually quite the opposite. Really uninterested in helping me find answers. That's ok because I got what I needed in the end.

Several years ago I went for a bonded title on another vehicle, and there was no MVCT-59 inspection. It was almost too easy. The MVCT-59 itself wasn't hard, but it was most inconvenient as I had to line up a truck/trailer, take off a day of work, and haul a 1-ton truck on a 100-mile round trip. Makes me even more determined to finish the truck, though.

 

Did you deal with your county tax collector office? Most of my title dealings have been through Rankin Co. & sometimes I know the folks which has helped. Mostly a 50/50 crap shoot as far as painlessness. Many years ago it was shleping down to the Wolfolk building in person since you could rarely get someone to take a phone call for a question.

 

Ms. does not recognize a bill of sale as a legal document, so why we're you required to have one?

 

Mississippi has had major changes to it's title-ing processes recently due to title "washing" of flood damage cars.

I wouldn't count on anything without going on line to the MS Tax commission & getting the actual most recent requirements.

 

This thread came up in a google search. It's old, but it's more useful than 2 months of searching the internet and talking with the Department of Revenue.

I am building a 1968 Mustang. I have built a nearly complete body shell out of 100% new parts. For those who aren't familiar, these cars do not have a traditional frame. The VIN is located on the inner fender aprons. My plan was to use as many new parts as possible, get an assigned VIN, and go from there. Sounds easy enough, right? I'm not the first person to build a car from scratch. How hard can it be?

Oh boy. I've spent many hours trying to figure out how to get this done, and I have zero answers. The only thing I have learned is to be cautious about having an assigned VIN when trying to get insurance. That spooked me, and I got to the point where I understood why people do "VIN swaps". It's just so much easier.

So, I went out and bought a donor car. I found one that was cheap enough that the parts alone were more than what I paid, so it was worth it either way. It came with a title, but I don't notice until later that the owner never transferred the title, and neither did the previous owner. So, now, I am looking into getting a bonded title and wound up here.