I remember reading something about alot of guys having Geicos (I think it's called) MBI (or something like that, anyways). It was either on this site or Diesel Stop. You might do a search for it, several pages on it.

 

As far as I can tell Geico is the only insurance that offers the Mechanical brake down. I may be wrong so don't quote me on that, I know my insurance company doesn't offer it.

 

Nor does mine. But it is Geico that you can get a breakdown policy.

 

That's quite a chunk of change! I think I'd be looking into swapping a V10 or 6.2L in there.

 

How is that different from any other failure? Do you worry about your engine blowing up?

Anything can break at any time. What makes this failure unique?

 

I think if I thought there was a chance of Ford denying the warranty claim if the HPFP were to fail at say only 50k miles, I'd be concerned. I mean if ford claims "oops...fuel contamination. So sorry. Thanks for playing...." I mean how do I counter that? I take the truck out of the dealerships shop and its all my problem.

I know the chances are fairly slim but I don't have 10K just laying around to throw out on the craps table.

 

I will put it simply if mine fails,they deny repair.thats okay i will take the loss and be done with ford period. at my age worring about what might happen doesnt happen. do the best you can as cking fuel and good maintence program and just drive it. its out of your control.

 

This seems to be a recurring comment in HPFP failure threads.
Keep in mind, my comments are not aimed at anyone in particular.
New tires can cost 2000$
A transmission can cost 5000$
etc ..... etc....
They are not cheap vehicles to own.
If theres no way you can scrape together 10,000$, for a vehicle you SOMEHOW managed to pay 60,000$ for, it is very possible, that maybe you should have bought a smaller or more affordable vehicle.

Now yes, it is true, that ford seems to be getting sticky about warranty repairs, no doubt. So for guys that lease, and trade in every few years, I can see that it might end up costing them more on average to own a ford.
For guys that own trucks off of warranty, it's a fairly level playing field. The technology is flaky when it comes to fuel quality. If that makes you roll around in bed at night, buy a gas truck and be done with it.

All brands of diesel trucks can need major repairs, this isn't some kind of conspiracy where ford is trying to cover up some inferior design, and the fuel system repair isn't the only giant repair you could face when owning a 1 ton diesel.
I agree coming up with 10,000$ for a repair is a severe PITA, but if you don't have the means to come up with cash in similar amounts, you really can't afford to own a super duty to begin with.

And again, I do have sympathy for guys who have issues with ford warranty denial, but let's face it; most of these repairs will be done by the guys trying to get 300,000 or 400,000 miles out of the truck, not the guys under warranty.

 

I called my insurance today. My F350 is owned by my business and on the business Federated account they said they will cover it if it happens.

 

I hate reading this stuff. I ordered a f350 diesel last week.

 

In clinical research we call this a "bias of data collection". People only jump online when they have an issue. Keep in mind there there are thousands of owners out there that don't have problems and will never seek out this site

Its a solid rig.

 

I concur Bridge. The only reason I started snooping on forums was because I didn't like the tranny shifting issues and the rear end shutter.

I talked to a feller the other day at a fuel stop and he had a 2012 F-350 CC, SB 4X4 with 78,000 miles. He transports fifth wheels and travel trailers all over the country. 'Not a single problem', was his words.

The other day, my tranny did one of those hiccups in third gear going into TC lockup. I looked at my wife and said, "I oughta get rid of this thing." To which she quickly retorted, "You need to stay off that forum". TOUCHE, Little Lady, TOUCHE!!

 

I disagree with the notion that just because I may not have $10,000.00 sitting around just in case I have a huge repair bill that I bought a vehicle that I can't afford in the first place. That's like saying if you bought a house for $200,000.00 and a jet flew over your house and an engine fell off, hit your house and caused $50,000.00 in damages and your insurance didn't cover it and you then didn't have the $50,000.00 sitting around to pay for it yourself, that you bought a house that you couldn't afford. When you buy an expensive vehicle such as the SD, you factor in the warranty, because you know that these beasts are expensive to own. But when the warranty is denied, that causes an unexpected expense that most people didn't plan on and don't have just sitting around. Normal wear and tear items you account for, unexpected castestrophic failures, you don't. This is what scares people to death.

Just my thoughts,

Randy

 

Good points,

BUT, home expenses can also be huge. For EG, not all insurance covers water damage, or "acts of god".
I know of one town, where theres an oil boom, and a lot of new houses were built like crap, and have mould problems, etc, that cost huge money to fix, and owners usually get stuck with the bill.

Of course, when you get a warranty on a vehicle, you assume that you won't be on the hook for any major repairs. I understand that issue, and I'm not attempting to "down play" the facts that some people have had bad luck with ford warranty, and water in fuel systems. But, you also have to remember, out of fairness, and logical thinking, that only a certain percentage of HPFP failures will even happen under warranty, so it's not like buying another brand is the best idea, just because of that reason alone.

I realize that not everyone has 10,000$ laying on their coffee table, waiting for a rainy day, but I'm thinking it's fair to say, that if someone can afford one of these trucks, they should be able to easily access that kind of money through credit, if needed.

And hey, I know, there are people living pay cheque to pay cheque, with no savings, maybe they don't have a big income, and the truck loan pushes them into the maximum they can be financed for... as in, nobody will give them a loan, cause they don't have a big enough income... well what the heck can you say? I don't know what to say, other than if I was in that position, I would have bought something more affordable.

And I don't mean that as an insult to anyone, I know it isn't easy, but at the end of the day, purchasing a truck isn't the last expense for that vehicle, you ALWAYS need money for something.
Yes, 10,000$ is a lot of money for a repair.
Yes, even more so, when it should be covered by warranty.
But let's quit pretending like this is everyones first rodeo.
A guy showed me a reciept for a 7.3 diesel, years ago, that trashed the injectors on some so called bad fuel, in 1999. The bill from ford was almost 7,000$, just for replacing the injectors. Not covered by warranty.

The main point, I'm trying to make, is that if you plan on buying a vehicle, you should also have some means of getting money for repairs. There are still repairs "here and there" with all brands, that they try to sneak out of, so let's not pretend, that just because we buy a new vehicle, it won't cost a cent except for oil, gas, and tires until warranty is over.

For the record, I'm not trying to defend ford against denying claims from water in fuel.
But, other than the few guys that this has happened to, anyone who knows anything about diesel trucks, knows, that when the emission systems with DPF's and piezo injectors started showing up, it would cost an arm and a leg to fix. This is all yesterdays news. If you buy a newer common rail diesel with EGR, DPF, and 30,000 psi fuel system, chances are that it might cost more to own than an old mechanical cummins or IDI engine.

 

This is tough call, on one hand if it is indeed water in the fuel who do you blame? Ford didn't cause the water to be there. So is it the owners fault? Did they not drain the filter bowl enough or have they ever changed the filter? Are they buying cheap diesel? Is it the stations fault, will a station admit they got bad fuel?
Best solution I can think of is to have a better water separating filter but is there one?
Tough call and a sad situation but I'm not sure if we ever get the whole story on these Ford denial claims.