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Old Jun 11, 2023 | 08:47 PM
  #31  
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RidgwaySD
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From: Ridgway, CO
Originally Posted by Back2Gas?
I think the only time it would become an issue is if and when you have an accident. If you are found to be over the stated limits, your insurance company will not cover you and you pay for everything. Forget the part about possibly endangering those driving around you.
I have seen this happen to a family member, not a myth.
So by that logic they do not cover speeders or drunks (both actually against the law) when they crash? I know for a fact they do. I have read my policy and since it isn't commercial like OC's probably is, there is absolutely no mention of GVWR. It would have to be a GROSS oversight on the part of the operator certainly not 100lbs because not even the DOT runs that tight. Amazing to me what people will believe...
 
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Old Jun 11, 2023 | 09:04 PM
  #32  
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GVWR and Payload are not the same thing.

Register GVWR - Actual vehicle weight = Payload.

Don't exceed registered GVWR or tire rating and you are legal.

Plain and simple, black and white, no grey area.

 
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Old Jun 12, 2023 | 12:42 PM
  #33  
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Back2Gas?
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From: CNM
Originally Posted by RidgwaySD
So by that logic they do not cover speeders or drunks (both actually against the law) when they crash? I know for a fact they do. I have read my policy and since it isn't commercial like OC's probably is, there is absolutely no mention of GVWR. It would have to be a GROSS oversight on the part of the operator certainly not 100lbs because not even the DOT runs that tight. Amazing to me what people will believe...
No logic involved, just what happened to this guy. Lost his *** in this accident.
 
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Old Jun 12, 2023 | 05:59 PM
  #34  
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Check this site out.
https://www.mygrandrv.com/forum/show...-Weight-Survey

It has a bunch of Grand Design owners who went to the scales and post their ACTUAL pin weight. A handful of 310GK owners are posting weights of 2700-2800+ (Some are over 3,000!) pin weight. This does add driver/passenger, hitch, batteries, propane, etc. But with your max payload at 2600 this is something you might want to think about. I'm not the tow police and don't really care what you do, but thought you might want to inform yourself with all available info.
 
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Old Jun 12, 2023 | 06:28 PM
  #35  
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GVWR and rated cargo capacity are made up numbers, all that really matters is to not go over tire weight ratings.
And, as I stated in the prior comment, weight distribution in the trailer is the way to manage a heavy pin weight.
 
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Old Jun 13, 2023 | 08:54 AM
  #36  
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Originally Posted by Ltngdrvr
GVWR and rated cargo capacity are made up numbers, all that really matters is to not go over tire weight ratings.
Funny, well not really seeing as I was being charged criminally but that made up GVWR number on the manufacturers build sticker sure had a valid definition in a courtroom in which a case was built upon and prosecuted. Also funny that made up GVWR has a valid definition to my insurance company in which ive posted that literature here on the forum.

What is by far the most comical is how many people go through life looking straight ahead and if it doesn't cross their field of vision it must not be possible. Plenty of those people on this forum.
 
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Old Jun 13, 2023 | 09:08 AM
  #37  
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From: CNM
Originally Posted by OverheadCram
Funny, well not really seeing as I was being charged criminally but that made up GVWR number on the manufacturers build sticker sure had a valid definition in a courtroom in which a case was built upon and prosecuted. Also funny that made up GVWR has a valid definition to my insurance company in which ive posted that literature here on the forum.

What is by far the most comical is how many people go through life looking straight ahead and if it doesn't cross their field of vision it must not be possible. Plenty of those people on this forum.
Plenty of those people everywhere...
 
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Old Jun 13, 2023 | 10:22 AM
  #38  
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Originally Posted by BSHORT
Dry hitch shows 2350. Propane, batteries, you and your stuff will have you over. Get some bags.
Yep; dry hitch weights are mythical numbers. The truck will tow that 5th wheel but as far as payload/GVWR is concerned, he'll be WELL over with a 2,600 lb payload and a trailer GVWR of 15,000 lbs......He'll have 2,800 - 3,000 lbs of pin weight alone and you also need to deduct the hitch, passengers, accessories and anything else on the truck. My guess is that he'll be at least 1,000 lbs over his truck's GVWR. Whether that matters or he cares is a different discussion and one I don't intend to debate. LOL

Dave
 
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Old Jun 13, 2023 | 11:17 AM
  #39  
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Ok this thread peaked my curiosity.... I had to check my auto policy (non-commercial) and oddly enough not mention of GVW. Not being a lawyer or playing one on TV, I am unaware of any overarching legislation/policy/etc that would be applied to me if I had an issue. That said, the wife and I are looking for a towable RV for the family probably next year and we are looking pretty much exclusively at travel trailers due to the 10k GVW of my sterling axle F250.
 
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Old Jun 13, 2023 | 11:31 AM
  #40  
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Originally Posted by rufushusky
Ok this thread peaked my curiosity.... I had to check my auto policy (non-commercial) and oddly enough not mention of GVW. Not being a lawyer or playing one on TV, I am unaware of any overarching legislation/policy/etc that would be applied to me if I had an issue. That said, the wife and I are looking for a towable RV for the family probably next year and we are looking pretty much exclusively at travel trailers due to the 10k GVW of my sterling axle F250.
Not every insurance company practices the same. My personal auto policy has the provision that if I operate the vehicle in excess of the manufacturers GVWR comprehensive coverage is void and any of my personal loss will not be covered. Now on the other hand I use too have a commercial policy covering a fleet of trucks and that insurer does not have any provisions for said operation over manufacturers GVWR within their policy.
 
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Old Jun 13, 2023 | 11:37 AM
  #41  
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From: Walpole, MA
Originally Posted by OverheadCram
Not every insurance company practices the same. My personal auto policy has the provision that if I operate the vehicle in excess of the manufacturers GVWR comprehensive coverage is void and any of my personal loss will not be covered. Now on the other hand I use too have a commercial policy covering a fleet of trucks and that insurer does not have any provisions for said operation over manufacturers GVWR within their policy.
Really? That is just odd, I would have assumed a commercial policy would be more stringent than an individual but I can I see my assumption was incorrect. Very strange, not the first time an insurance company has made me starch my head but wow...
 
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Old Jun 13, 2023 | 11:41 AM
  #42  
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Originally Posted by rufushusky
Really? That is just odd, I would have assumed a commercial policy would be more stringent than an individual but I can I see my assumption was incorrect. Very strange, not the first time an insurance company has made me starch my head but wow...
It was not the same company if there was any confusion. I have American Commerce for my personal and have had a handful of others over the years for my commercial. Never did I have my personal insurer as my commercial insurer for cost reasons so I have no idea if that provision that they practice by would have carried over to a commercial policy.
 
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Old Jun 13, 2023 | 11:51 AM
  #43  
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From: Gulf Coast
Originally Posted by IADiver
The payload sticker refers to the tires that come with it. If you have 2 identical trucks with different tires, the sticker will be different. Mine went up when the order was changed from All-season to All-terrain.
I'm pretty sure an F350 lariat with 20" wheels come with the same Mich tires as my F250. Its all about GVWR, Payload is GVWR less the curb weight. When going from my King Ranch to the stripped down Lariat (no sun roof) my payload went up a couple hundred lbs, same gvwr.
 
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Old Jun 13, 2023 | 11:53 AM
  #44  
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Sounds like you already have the truck and fifth wheel so I'm not sure about all the advice about weight and capabilities. If you have a short box, you'll need a hitch that can slide back when you're backing into a site as the camper can hit the cab if you turn the truck 90 degrees to the camper. Also, always keep a lock on the fifth wheel hitch. More that one person has had someone release the fifth wheel at a rest stop or any stop. Guess they like to watch the camper slam into the top of the truck box when you take off.
 
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Old Jun 13, 2023 | 12:00 PM
  #45  
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From: Flint
Originally Posted by CLJDieseltech
I'm pretty sure an F350 lariat with 20" wheels come with the same Mich tires as my F250. Its all about GVWR, Payload is GVWR less the curb weight. When going from my King Ranch to the stripped down Lariat (no sun roof) my payload went up a couple hundred lbs, same gvwr.
IADriver is probably referring to the 18" tires, where the 18" all-terrain tires result in ~200lbs higher GVWR on the sticker than the 18" all-season tires for the same truck (e.g., 11,100 lbs GVWR vs 11,300 lbs GVWR for a gas F350 CCSB).
 
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