How Much Is Your Payment? - Ford Truck Enthusiasts Forums

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2017+ Super Duty The 2017+ Ford F250, F350, F450 and F550 Super Duty Pickup and Chassis Cab
View Poll Results: How much is your payment?
$0 to $250
14
5.38%
$251 to $500
30
11.54%
$501 to $750
76
29.23%
$751 to $1000
50
19.23%
$1001 to $1250
31
11.92%
More than $1250
10
3.85%
Paid Cash
41
15.77%
My Business/Employer Paid For It
2
0.77%
My Parents Paid For It
6
2.31%
Voters: 260. You may not vote on this poll

How Much Is Your Payment?

  #1  
Old 10-15-2018, 10:04 PM
PentaPop
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How Much Is Your Payment?

Powertrain and trim level choices can really swing the price you pay but I was just wondering how we spread out across the distribution curve of monthly payment pain!
 
  #2  
Old 10-15-2018, 10:22 PM
maxum96
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No offense, but what is the idea behind your poll? My brother and I can order the exact same truck and have 2 totally different payments depending on down payment, length of loan, interest rate and etc.
 
  #3  
Old 10-15-2018, 10:48 PM
PentaPop
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Just wanted to see what the most common range of payments is. The variables will just have to be part of it; I got an XL, you got a Platinum, my 524 credit score got me a 17% loan, your 815 got you a 1.9%. It’ll just all have to play into the poll and we’ll read it for what it is. Honestly, I just thought it would be interesting on an otherwise boring Monday night.
 
  #4  
Old 10-15-2018, 10:57 PM
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^^Yeah you're going to get all kinds of scenarios. I paid more than half cash and financed the rest
 
  #5  
Old 10-15-2018, 11:03 PM
Mkos1980
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Originally Posted by ymsmiley View Post
^^Yeak you're going to get all kinds of scenerios. I paid more than half cash and financed the rest
Ditto.. OTD was 57 and I put 30 down and will be financing the rest.
 
  #6  
Old 10-16-2018, 06:52 AM
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$530/mo for 72mo. Financed 34k on a 48k MSRP

My 805 credit score could only manage a 4.3% at my local credit union
 
  #7  
Old 10-16-2018, 07:36 AM
BowtieConvert
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Paid cash. Company truck.
 
  #8  
Old 10-16-2018, 08:03 AM
mrgrayaz
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Glad to see I'm not the only one at my current (absolutely ridiculous) monthly payment........We have a pretty decent interest rate, but I had to roll my 6.0's remainder into the loan when that POS $%&# the bed on me while traveling....
 
  #9  
Old 10-16-2018, 08:08 AM
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We financed 100% (including TT&T) at 2.84% for 60 months. Our two auto loans are our only debts, so it's not as bad as it sounds, and the interest rates (other car is <2%) are much less than typical ROI.

Regards,
Jim / crewzer
 
  #10  
Old 10-16-2018, 08:13 AM
BillyE
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I wish I was the one whose parents paid for it!
 
  #11  
Old 10-16-2018, 11:09 AM
harmanrk
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Originally Posted by BillyE View Post
I wish I was the one whose parents paid for it!
If given the option, check the ridiculous. Just because it's on the internet, does not make it true.
 
  #12  
Old 10-16-2018, 11:36 AM
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Remember that term and rate will greatly influence the payment.

This is the first vehicle I have financed since about 1995. I considered paying off the note when I got home but the interest rate is so low I didn't see the need. Also, because this was a 'spur of the moment' purchase I didn't have that much cash in my checking account so it would have been financed regardless. I traded my previous truck, which wasn't financed and the term is 48 months.
 
  #13  
Old 10-16-2018, 01:22 PM
stufarmer
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We all know, the better your Credit score, the better your rate is going to be. Selling you a New vehicle for a few dollars over Invoice isn't enough to keep the lights on. The profits at the Dealership is between the unadvertised Factory to Dealer Incentives and Finance. The Rate they buy your Loan for, and the Rate they sell you the Loan for. Everything else about buying a vehicle is as transparent as it's ever been. Used Vehicles .. thats the money department.
 
  #14  
Old 10-16-2018, 01:52 PM
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Originally Posted by mrgrayaz View Post
Glad to see I'm not the only one at my current (absolutely ridiculous) monthly payment........We have a pretty decent interest rate, but I had to roll my 6.0's remainder into the loan when that POS $%&# the bed on me while traveling....
How did you still have a payment on a 2005? Guessing you didnt buy it new? 12 year car loan...that would be a first lol.
 
  #15  
Old 10-16-2018, 03:14 PM
Crabbman P
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I suppose another poll might be how many years is the term of your loan?
 

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