SD Noob. Be gentle. :)
#16
06-13-2018, 10:47 AM
As to cash, I agree with the last couple posts. I'm also betting the OP means he has the cash on hand, IE: in the bank, to buy the truck.
#17
06-13-2018, 10:51 AM
Lead Driver
By “cash” I bet the OP means he has the money in the bank and can get a cashiers check immediately to pay off the new truck, not that he will show up at the dealership with a bag full of freshly printed 100 dollar bills. Dealerships will not accept that much cash and usually want a bank check, not a personal check. I have bought my last 5 trucks by going to my bank and taking a cashiers check directly to the dealership. On this current 2018 F-250 I walked into the dealership at 9 am with a print out of which truck I wanted off the lot and drove it into my driveway by lunch. I am already putting funds aside each month and will “pay cash” for the next truck also. I hate paying banks when I can loan to myself and make a tiny bit of interest at the same time.
#19
06-13-2018, 11:17 AM
#21
06-13-2018, 06:00 PM
Anyone wise enough to save or fortunate enough to inherit sufficient money to pay for a new truck in full should consider the lost opportunity cost of not investing that money wisely.
I'll take a 3-4% truck note any day and let my money grow at a higher rate of return.
But if you can't beat 4% then Dave Ramsey's advice is great. If you know how to get better than a 4% ROI it's incredibly bad advice.
I'll take a 3-4% truck note any day and let my money grow at a higher rate of return.
But if you can't beat 4% then Dave Ramsey's advice is great. If you know how to get better than a 4% ROI it's incredibly bad advice.
#22
06-13-2018, 06:04 PM
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Hello all. I have no idea why I just found this page as I've been a long-time Ford owner. But, I am now a member and was hoping for a knowledge dump.
I'm in the market for a 250 or 350. I need a tow vehicle and it will also be used for my primary DD. I always heard that the Powerstroke was better(?), so that's what I think I'm in the market for but was hoping to get more information here before purchasing. I was wondering when the 2019 models will be released as I'm hoping to get a 2018 or even 2017 with good incentives from the dealer. Also, I hope to pay cash as I have the opportunity and hate a car note.
Basic requirements: Supercrew, 4x4, non-DRW, probably the shorter bed and I like the 40/20/40 bench seat so my girlfriend can sit close.
So, 250 vs 350? 2017 vs 2018? Diesel vs Gas? Now or later?
Looking forward to everyone's advice. I searched the threads for some of this information and found a lot of speculation, so I was hoping to get these specific items addressed.
Thanks!!!
I'm in the market for a 250 or 350. I need a tow vehicle and it will also be used for my primary DD. I always heard that the Powerstroke was better(?), so that's what I think I'm in the market for but was hoping to get more information here before purchasing. I was wondering when the 2019 models will be released as I'm hoping to get a 2018 or even 2017 with good incentives from the dealer. Also, I hope to pay cash as I have the opportunity and hate a car note.
Basic requirements: Supercrew, 4x4, non-DRW, probably the shorter bed and I like the 40/20/40 bench seat so my girlfriend can sit close.
So, 250 vs 350? 2017 vs 2018? Diesel vs Gas? Now or later?
Looking forward to everyone's advice. I searched the threads for some of this information and found a lot of speculation, so I was hoping to get these specific items addressed.
Thanks!!!
Occasionally I pull my big Tex with track loader, about 15k total, I have no issues. I don't pull that very far though.
Neither one exceeds 85% of my payload, off the top of my head that's about 3000#
Last edited by WorkFE; 06-13-2018 at 06:05 PM. Reason: Add F250
#23
06-13-2018, 08:45 PM
Paying cash if fun.. Went to look at a used horse trailer at a dealer 6 hrs away.. took actual cash since wasn't sure what I was going to pay.. could have taken a check, but cash always helps a deal get made. Negotiated to a little over 14k. Guy asks how I'd like to pay, and I pull out an envelope of cash.. he's like. ok. this will take a few minutes longer since we have to do some paperwork... it's not much paperwork in reality.. pretty much just 1 form where you certify it's legit money made legitly.
#24
06-14-2018, 05:43 AM
The only time the form is troublesome is if the selling dealer checks off the "suspicious activity" box. It's on there so the dealer can report, without the buyers knowledge at the time, a cash sale that seems off in some way. I always wondered if heavy/hard/aggressive negotiating would cause an unscrupulous dealer to check the box as payback...
#25
06-14-2018, 06:33 AM
Senior User
#26
06-14-2018, 07:07 AM
I must have missed it one of the most important pieces of information. What is the biggest thing you plan to tow?
#27
06-17-2018, 03:07 PM
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#28
06-17-2018, 03:11 PM
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I pull a boat and a separate cargo trailer with my F150 today with minimal problems. But, the Raptor is another story.
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