Insurance ??????
Lead Driver
Joined: Dec 2004
Posts: 7,669
Likes: 13
From: San Jose, CA
Price depends on location. I think that you're at the lower end of your price range. I think that up to $8k would be more fair.
Tuned
Joined: May 2001
Posts: 356
Likes: 14
From: California
Here's one of the many tools out there to calculate your collector vehicle's value:
Prices & Used Values for Classic, Collectible, Exotic and Muscle Cars and Trucks - NADAguides
Prices & Used Values for Classic, Collectible, Exotic and Muscle Cars and Trucks - NADAguides
Laughing Gas
Joined: Nov 2008
Posts: 914
Likes: 51
From: SW Missouri
If you only have liability and wreck as you said you can fix it.
However if it's stolen or burns to the ground it's gone. Comperhensive will cover that and is very cheap. I only carry liability , uninsured, under insured, and comp. on all my daily drivers, I've rebuilt cars totaled for years and everything I drive is something I have fixed so as you said I can fix it again. If it's stolen or burned I want it replaced or the money.
Larry
However if it's stolen or burns to the ground it's gone. Comperhensive will cover that and is very cheap. I only carry liability , uninsured, under insured, and comp. on all my daily drivers, I've rebuilt cars totaled for years and everything I drive is something I have fixed so as you said I can fix it again. If it's stolen or burned I want it replaced or the money.
Larry
Senior User
Joined: Jan 2011
Posts: 369
Likes: 1
From: Indiana
Great advice...as that was given to me by my insurance broker. I held off simply because my truck just got on the road late last summer...I intend to get it appraised early in the spring simply to verify or modify my policy.
New User
Joined: Jan 2011
Posts: 4
Likes: 0
Regardless of your insurance provider decision, make sure you have an agreed value policy. Without an agreed value policy, you are at the mercy of the insurance company in the event your truck is damaged, lost, or stolen. It would be a terrible feeling to lose your prized possession and receive a measly $500 check in the mail, etc.
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Senior User
Joined: Dec 2010
Posts: 150
Likes: 0
From: Alameda, CA
Jeff,
Congrats on the 53 f100! I pick mine up on sunday. I actually called AIS (auto insurance specialist's) they could only offer me the bare min that the state require's for 35 a month since I'm only 23 and the other collector car companies won't insure a crazy youn child like myself with a truck that barely runs.
Let me know what you find!
Michael
Congrats on the 53 f100! I pick mine up on sunday. I actually called AIS (auto insurance specialist's) they could only offer me the bare min that the state require's for 35 a month since I'm only 23 and the other collector car companies won't insure a crazy youn child like myself with a truck that barely runs.
Let me know what you find!
Michael
Freshman User
Joined: Jun 2007
Posts: 41
Likes: 0
From: Florida Swamps
Ive had Grundy on my 56 Ford Truck and 71 Harley for over 10 years, both agreed 15000.00 each with no limits on driving but it cant be your only everday transportation, Im retired so I drive mine several days a week for pleasure. No limit on milage and it has to be garage kept, I pay about 225.00 a year for full coverage...
Laughing Gas
Joined: Oct 2006
Posts: 879
Likes: 40
From: Colorado Springs /Mesa AZ
From what I am reading on this thread I think that each State is a little different on their requriements. For what it is worth I have my 46 Ford Street Rod and daily driver insured through State Farm. I will have my F1 with them as well when it is done. My 46 is insured for a stated value. When I got rear ended I toke it to the shop of my choice, which is where it was painted. My only requirements from State Farm are that it cannot be my daily driver. Shop around.
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46 Ford Tudor - Street Rod
48 Ford F1 - Darkside
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46 Ford Tudor - Street Rod
48 Ford F1 - Darkside
Laughing Gas
Joined: Apr 2009
Posts: 751
Likes: 1
From: orange county, ca.
from what i understand you have to have a regular car insured with them OR proof from another insurance company. I drive mine daily....NO new cars, so i have to have regular insurance.
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