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Who are you getting to press bearings? Back in the day most part stores around here would press on bearings if you bought them there but no one is doing that anymore. I rebuilt a 9 inch and paid a local shop $110 to press both axles and pinion bearings. Is that the going rate these days?
If I had more shop room I’d break down and buy a cheap press. But I doubt I’ll need it again this year.
I don't know if it's the "going rate" but I'm not surprised with shop labor rates approaching $200/hour. It's all part of our disposable, minimum wage culture. What was once a good career for knowledgeable, smart, talented people has become a place for laid-off, former McDonalds workers to look up part numbers on a screen and hand you the "burger" without any real knowledge of what it's for or what they do. And as you mentioned, the cost and storage for a press for the 3 times in your life you need one isn't cost effective. We all just have to suck it up, unfortunately. I remember the days when a 9" axle bearing from the parts store was $50 installed, parts and labor.
Something to try, it worked for me. I had my press set up with dies to press inner bearing on pinion shaft for the Timken front axle (MH). I had put the pinion in the freezer for a couple days. While I was setting the press up, I put the bearing cone in a baggie, then suspended it off the bottom of a pan with boiling water. I think I let it boil for at least a half hour. Once everything was ready, I got the bearing, set it on the pinion shaft. I didn’t need the dies or press, it fell into place. Once temps normalized, it was on there for good.