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Old Feb 16, 2010 | 08:11 PM
  #16  
19704X4F250's Avatar
19704X4F250
Posting Guru
Joined: Jun 2007
Posts: 1,724
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From: Butler, IN
Originally Posted by stu37d
"what the **** was I thinking?"
My DAILY question!! I still haven't gotten an answer either!!
 
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Old Feb 18, 2010 | 07:43 PM
  #17  
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cmpd1781
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Joined: Jan 2006
Posts: 20,589
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From: Charlotte, NC
The big trouble I see so far with your income to expenses are your car costs. Get rid of the $300+ payment if possible and pay cash for a reasonable ride (Maybe $2-K to $3-K) that runs good. Get rid of the collision insurance then, and watch that one go down. Then you've got maybe $400 extra a month disposable income as a good cushion for other stuff. With your income, a car payment and high insurance is likely not a good idea. Some would argue it's a bad idea for ANY income....(Dave Ramsey).

Making the nickel scream with food costs is a good lesson too.......Probably the best lesson I learned when on my own in college (I started full time college at 25.....no parental help).

Aside from that, good luck.
 
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Old Feb 18, 2010 | 10:33 PM
  #18  
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Ryan50hrl
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Joined: Nov 2001
Posts: 7,698
Likes: 4
From: Neenah, Wisconsin
Check around for insurance savings.......i've switched companies and saved 100 bucks a month a while back...
 
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