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The 5R110 has a 1.00 gear ratio in 4th gear, so with 3.73 gears you have a 3.73 gear ratio. The 6R140 has a 1.15 gear ratio in 4th gear, so if you multiply the standard 3.31 ratio by 1.15 you end up with about a 3.80 gear ratio. The optional 3.55 gears give you roughly a 4.08 final drive ratio.