Insurance
Laughing Gas
Joined: May 2006
Posts: 1,210
Likes: 69
From: land of 10,000 lakes
On my 06 F150 I was paying about 600.00 every six months, then when I turned 19 back on October 19th, it when down to about 300. This is with a 500.00 deductible and full coverage.
Hey Skillife17 see your not to far away from me, I over in Crystal
Hey Skillife17 see your not to far away from me, I over in Crystal
Postmaster
Joined: Sep 2002
Posts: 3,077
Likes: 1
From: None of your business
I'm not sure if I still belong in this forum at 24 and married, but we're paying 159/month for full coverage on a 2000 F150 and a 2002 Toyota Solara convertable. That's also bundled for a discount with our home insurance of 485/year.
Mike
Mike
Junior User
Joined: May 2007
Posts: 73
Likes: 1
From: Burlington, On
I am 18 and was paying $256 a month for my 1990 f-150 when I first got it but after six months it droped to $180 for havng a good driving discount and not getting into any trouble. When I was first looking at a new truck it was a 2007 ranger fx4 and they wanted between $8000 and $12000 a year the payment for insurance were more than the payments for the truck. If you ask me it is just a money grabbing deal. Everyone should start at say $100 or whatever and when you get a ticket or accident or anything then start to put it up accordingly. It is not fair that just because I am 18 with no tickets or anyhting I have to pay more than someone in there mid 20's with no tickets or anything for the same vehicle.
Elder User
Joined: Jul 2001
Posts: 773
Likes: 0
From: torrington,ct
I'm just about to turn 23 and I was paying 190 a month, I had my one and only at fault accident drop off my record and switch companies and got it down to 112 a month. The only thing on my record right now is when some women tried to drive right up under a dodge I had, it scuffed my tire and tore her drivers side door, and fender apart and bent her front wheel. With the new company I now recieve the 5 year good driver discount. This is liabilty only on both vehicles. To put full coverage on the Focus would cost me about 220 a month, not bad considering my last company wanted almost double that, it was at that point that I decided, buy the time I get done paying insurance, I could have the whole car paid for in a year or year and half. so it makes very little sense for me to cover everything, because lets face it, even tho it's an 05 and its a limited production model, to the average joe its still a 9 thousand dollar focus, they just dont hold there value.
Senior User
Joined: Dec 2007
Posts: 113
Likes: 0
From: Below the Mason/Dixon, MD
I'm 22 and on my own insurance policy. I currently pay 120/mo total for 2 vehicles. My '90 Firebird Formula and my '94 F350. What's funny is, after I graduated from college in May '07 I got off of my parent's policy and my rates actually went down. At first I thought, HTF does that happen, then I said to myself, "don't ask questions, just be thankful."
Laughing Gas
Joined: Dec 2007
Posts: 959
Likes: 8
From: Imperial, MO
I'm 24, on my own policy with a clean record, paying a total of $101.34 a month ($1216.10 a year) for liability only on two vehicles (95 F-150 and 94 Thunderbird LX) and a $30K agreed value plan on another vehicle (90 Cougar XR7). Nearly half of what I'm paying each month is for the $30K coverage on the Cougar.
-Rod
-Rod
Logistics Pro
Joined: Dec 2004
Posts: 3,920
Likes: 2
From: Carson City, NV
When I was 17, I was insured under my parents policy for my 98 f150 v8 4x4, and it cost me 100 a month. I currently am 20 and have my own policy with AIG for my 95 taurus and pay 101 a month. By the way, any of you who have geico, Get a quote from AIG, I had Geico before them and i saved 56 dollars a month when I switched to AIG. I'm saving 672 dollars a year.
Elder User
Joined: Jun 2005
Posts: 549
Likes: 0
From: Connecticut
The reason why your insurance seems high is your age the younger you are the higher it will be , and the older you get it should go down some .
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Post Fiend
Joined: Jan 2003
Posts: 10,323
Likes: 2
From: Montana Territory
When I was driving my 79 it was $37 a month, now with my '02 Jeep WJ its $131 for full coverage, but I only have $2K to pay off and it will be liability only. My motorcycle is $28 a month, and hopefully I will be riding that again soon!
New User
Joined: Jan 2008
Posts: 14
Likes: 0
yea im still on my parents with usaa 139$ month for full coverage on my 2000 f150 4x4 113k , but yea you think you have it bad, man girls have it hell off worse and it looks like everyone on here is driving an older truck so its gonna be cheap as hell, but being 16 thats pretty good, ask some of the girls in high school wut they pay for liability, my girl in oklahoma for her v6 1994 camaro is spending 200 or so a month just for liability and shes 18, o yea im 19 and i wrecked my parents 2005 escape but paid the deductable it wasnt totalled, but you have it cheap my freind
Freshman User
Joined: Jan 2008
Posts: 29
Likes: 0
From: Birchwood, Wisconsin
sigh, on my 2003 PSD F-350 it was 325/month i have a speeding ticket 10/15mph, a comp claim over 1000+ (hit a deer), collision claim 9,000+ (drunk friend slammed into tree =X) without the collision claim it was 325 a month i'm sure i'll be dropped now i get my truck back this coming monday though!
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underthebridgejim
1948 - 1956 F1, F100 & Larger F-Series Trucks
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