okay off topic, but tell me, do you ever get tired of the old debate. It is the CEO's fault...no it is the union workers fault? okay, back on topic...I would like to know what kind of interest rates folks are finding today as well.

 

When I bought my 2005 F350, I took Ford's rebate and then negotiated a low interest rate with one of the banks my dealer uses. I ended up with the Ford rebate plus lower interest rates than Ford was offering as a promotion. The point is, if you have a good credit score, you can probably shop around and get better rates.

 

This is a municipal federal credit union because im a fireman. need to be town employee or family member. (CT)

 

credit score is the key because even in the same bank or car financing your score effects interest rate. lower score = more risk to lender.

 

So I bought my 08 F450 from a dealer 200 miles away. The day they delivered it to my office, I wasn't there, and the guys had to wait for me to sign the papers. When I got to the office, I quickly signed everything as to not hold up the delivery guys. I later find out FOMO Credit was charging me 10.49%. Let me say that again 10.49%. Keep in mind, I have EXCELLENT credit, and when the dealer told he would set up the financing, I assumed it would be a competitive rate. Uh, not so. So I called my bank (Bank Of America) and in about 5 minutes I was approved for financing for the full purchase price if I wanted, at 6.24% for 60 months. So, as soon as my account is set up in Ford's computer, I'll be paying off the note with them. Can't imagine why Ford can't make any money and they're in the toilet????

 

thats crazy!!!!! god thing you had other options for financing. I can go up to 6 yrs. at 5.25% with my credit union. and they will also finance 100% up to 40k including sales tax and registration.

 

Pentagon Federal Credit Union is offering 5.54% for new vehicle purchases up to 72 months. I think they are also offering 7.9% for 84 months.

You should also check out their RV and Travel Travel loans. They are consistently one of the lowest rate credit unions out there.

The nice thing is anyone can join. I think you have to pay a nominal $50 one-time membership. But I canceled it years ago and I can still get financing through them because I left my savings account open with a $5.00 balance (no monthly fees either). I've financed 2 purchases through them.

www.penfed.org

 

In Southern Pa, about a month ago, I was quoted 1.9% for 60mo. on a F450.

 

I hope you signed the papers before you left there, that is a great rate.

 

Hi G & L:
Nope, I did not. I was just tire kicking that day, I won't be able to think about actually getting the truck for a couple months. I have a house to sell (not the one I'm living in). After all that shakes out, then I'll seriously start my hunt for deals. I'll be ordering it any way, I can NEVER find what I want on a lot. I don't want 4x4, all the dealers around here alwways get it.
All I do is tow a 16k 5ver on good highways. I like the truck to be low as to keep the trailer level. When you start messing with the hitch height, the clearance between them gets closer. If you pull in on a twist or a hump the bed of the truck can hit the trailer bottom. I like to keep 6-8in between them.

 

I understand, good luck selling the house and ordering the truck, I ordered also.

 

I ordered a month ago and still no build date . . .

 

I ordered 3 weeks ago, no build date

 

Long time no talk.

Hows the recovery going....and your GT500?
Last I heard you were getting ready for a nasty lawsuit and on some good drugs, lol.

Jim

 

Subtract 32 and divide by 1.8