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Old Mar 8, 2006 | 03:08 PM
  #1  
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Truck Payments

If it is not to personal how much are some of you guys paying to drive one of these bad boys???? I am still looking for one and just wondering what kind of monthly payments some of you guys are paying....right now Ford has about $5k worh of rebates and incentives on it so I am looking at going new...But I just thought it would be interesting to see....
Thank you,
Mike
 
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Old Mar 8, 2006 | 04:31 PM
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I'll go out on a limb and say its a safe bet that not many people are paying less than $500/month if they did any sort of financing. That covers the gamut of 3 to 7 year terms. It all depends on what you traded and how much you put down. You can calculate it out online with a car payment calculator. Just put in the list price, subtract the trade in and amoritize over the desired number of years with the current interest rates.

Oh yeah, don't forget about insurance, registration and fuel consumption.
 
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Old Mar 8, 2006 | 06:24 PM
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  • For F-250..Supercab...FX4...Long Bed...Power Stroke Diesel Truck $45,000 - $ 55,000
  • Dealer / factory discounts $ 10,000 - $ 12,000
  • BIG GRIN plastered on your face...Priceless.
BTW: most folks likely won't discuss their personal finances here.
 

Last edited by kw5413; Mar 8, 2006 at 07:54 PM.
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Old Mar 8, 2006 | 06:35 PM
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OH YES the big grin...watch the duramax people drule You might find as we did when we got our 04 that we got a better interest rate and terms with a new truck VS a used. And the payments was less with new.
 

Last edited by bigredtruckmi; Mar 8, 2006 at 06:38 PM.
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Old Mar 8, 2006 | 07:49 PM
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I definitely have to agree with Customz.

It all boils down to how much you actually finance & what APR your loan carries. I stumbled across the following loan calculator. It will even build an amortization table which made it good enough to bookmark, IMHO.:
http://www.bankrate.com/brm/popcalc2.asp
 
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Old Mar 8, 2006 | 07:55 PM
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2005 F-250 Lariet, CC, 8' bed, srw, 6.0, ts, upfitters, bedliner, power everything but moonroof.

Msrp= $44,200

Paid $36,700 + T&L and 10,000 down at 3.9% for 5 years = $603.00 per month

Paying between $800 and $1000 per month for early pay off.

So far has been an awesome truck, hope it stays that way. Still have a 1969 ford bought new(Mustang 428 cj). Would like to stay a Ford fan if I have just as good luck.
 
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Old Mar 8, 2006 | 07:59 PM
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Originally Posted by 69cj
2005 F-250 Lariet, CC, 8' bed, srw, 6.0, ts, upfitters, bedliner, power everything but moonroof.

Msrp= $44,200

Paid $36,700 + T&L and 10,000 down at 3.9% for 5 years = $603.00 per month

Paying between $800 and $1000 per month for early pay off.

So far has been an awesome truck, hope it stays that way. Still have a 1969 ford bought new(Mustang 428 cj). Would like to stay a Ford fan if I have just as good luck.
Dang!!! My cousin has a '69 428scj and I have the '69 Grande' really gets into your blood doesn't it??
 
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Old Mar 8, 2006 | 08:01 PM
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22004 king ranch diesel, 49k msrp, 0% for 72 monts thru ford, 650 a month.
 
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Old Mar 8, 2006 | 11:01 PM
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Thanks to the Ford Family Plan last July, $44,5K list, got it for $36K, 2.5% interest rate I think, put down $15K, pay $459 per mo. for 5 years.
 
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Old Mar 9, 2006 | 07:29 AM
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WOW...Thats what Figured very rarely under $500 unless there is alot down....Sweet deal....These trucks are worth it...I can't wait to get my hands on one...Got to come up with a larger down stroke!
 
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Old Mar 9, 2006 | 07:41 AM
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I bought a 2004 F-350 single rear wheel, 6.0, 4X4 with positive traction rear, extended cab, long bed, in the fall of 04. I think list was about 37,000, but I didn't put any down pymt., nor trade anything. Payments are $600/month for 72 months, but I am paying some extra each month for early pay off. Soon I hope to be paying about $400 month extra. So far about 15,000 miles and no problems at all (I have a work vehicle provided, main reason for low miles). Don't forget to factor in the increased insurance.
 
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Old Mar 9, 2006 | 07:42 AM
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By the way, I got the truck for $31,000.
 
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Old Mar 9, 2006 | 07:45 AM
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jdanders sounds like you got a great deal!
 
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Old Mar 9, 2006 | 08:01 AM
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My payment is cheaper than my monthly day care and my daughters monthly gymnastic tuition. Hard to believe!
 
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Old Mar 9, 2006 | 09:30 AM
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Originally Posted by 69cj
Still have a 1969 ford bought new(Mustang 428 cj). Would like to stay a Ford fan if I have just as good luck.
Sweet. I have a 428 scj sitting the my garage... project car that I'll get too one of these days . I bought it 2 years ago not running but did so with a grin on my face. I had been wanting one since I was 15.
 
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