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I know a lot of people who have blown a tire while hauling a load. If you think about it that is when you are more likely to blow a tire becuase the tire is seeing a lot more stress.
As far as it being a good idea or not I already said it was a good idea, if it's done right. Just like power windows are a great idea, but I do have a seat belt cutter/window hammer in my glove box just in case anything were to happend and the seatbelts/windows fail.
I myself prefer to be prepared if something does happen rather than @#$%ed when something does.
like it has been already mentioned the ridgeline can't have been planned to do any kind of serious work. it's the reason that real trucks have seperate beds and why the unibody truck didn't work back in the 60's. real trucks get banged up and when they do it's alot easier to replace the box if it's seperate then to try and graft new quarter panels in.
There is a lot of wasted space under the box. I have seen some doors added in front of the rear wheels for storage, just like on an RV. Makes sense to me, but adds little to the beauty of your rig.
Yeah, I've seen factory 'Camper Special' trucks with doors on the rear quarters, in front of the wheel wells. I have an 80 lb. propane tank on each side under the box of my truck, so there is a lot of room under there. If done 'right' doors could look decent.