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I just bought a 96 Ranger XL, 3L.
It looks like it may be missing a few things. Mostly from behind the seats and the spare tire area. I made a web page showing what I think it may be missing. If you see something you can comment on please do. Thanks!
I will throw in what I can. The jack is missing from behind the seat. Also the lug wrench and maybe the jack handle from under the hood, across the radiator area. There is no padding in that area of the cab. My '96 XL has the lighter there and the acc. plug by the ashtray in a seperate door. On the console I believe there is one plastic catch to engage the latch in the bottom half. As for the spare tire, you are missing two items. The large eye bolt with a washer that holds the tire onto the bracket in the middle and the bolt that holds the two parts of the rack together near the back. Yes, a full size spare will work there as mine had one until I changed the area.
The part you are missing in your dash is the cigarette lighter. About your center console, there is a little tab that is supposed to be on the lid that goes into the hole above that little black rectangle on the side. You should be able to make the tab out of a piece of metal with a little bend. I can take a picture of what it looks like so you can fabricate your own.