how much is fords interest rates on 02 superdutys

 

I could be wrong, but I think the APR is set by the individual dealers. I wouldn't expect any less than about 8% though.

BFM
Recycle...crush a chevy

 

just over two months ago I obtained a loan thru www.e-loan.com
at a rate of 7.27%. Give it a try, what have you got to lose.

 

OK, Here is the deal with financing through Ford Credit. My wife works there, so she cleared this up for me.
Rates are set on a regional basis. For instance, the APR in Minneapolis and Chicago are the same, since they are the same region. Typically, Ford Credit rates are a little higher than banks/credit unions, etc. unless there is a special promotion.
Ford Credit will set the base rate for the dealer, but the dealer has the option of marking this rate up to a higher percentage rate. If they do that, they get the difference between the base rate and the rate they wrote the loan at. So, If the base rate is 7.75% through ford credit, and the dealer writes the loan at 9.75%, the dealer makes that extra 2%. Otherwise the dealer makes $200 flate rate to write loan. Now keep in mind that dealers usually have many options for financing (other banks). The best is to check with you bank or credit union and find out what the rate is. Take that rate to the dealer and they can usually match or beat it.
Also keep in mind that rate depends on your credit rating. The best credit history gets the best rates.
Hope that helps clear it up.

 

I got 6.9 for my 2002 SD.

 

E-loan just ok'd 6.5 intrest on my 2002 sd. I'll take the paper work to the dealer and see what they have to offer. If they beat it I'll go with them.

 

I bought a 1999 contour 5/99... the Dealer sent the paperwork to my bank ( I had checking and a Generous savings there). I told the dealer that my bank would cut the interest rate if i had the payments taken out automatically from the checking account. The deal was closed at 9.5 %..... SO i went to the bank 2 weeks later and asked them ,at the branch i use, what would the interest be on the loan if the payments were taken out of my checking account!1....Well, the MGR at the bank said that they would have to re write the loan to reflect that and since the dealer had finished the paper work They would not help ME!!.....I was Mad as Hell!!
Now revenge set in I went to the credit union, 4 weeks later, and filled out the credit report to buy My New Car fron the bank that had the original paper contract ...It was approved in 2 days!! they paid off the bank and set up the loan for automatic payments at 6.47 % ...I saved 45.00 per month and stuck it to the bank ...Buy the way the first bank Refused to give the dealer any Kick Back becauce the bank lost the contract in less than 30 days My Personal friend worked at the dealer and sold me the car!!

The dealer gave in on the price of the car because he thought he would make it up on the loan kick back!!

I later went back to the bank and CLOSED out everything I had there and put it in the credit union !!

It pays to SHOP for your money!!
__JOHN__Õ¿ö
FTE Club #7
Member-
http://www.cruisin-north.com/
Santa Rosa, Calif.
72 F-250
ICQ#6030753
http://www.ford-trucks.net/users/jbhf250/
https://www.ford-trucks.com/pictorial/big/1972_f250_2.html

 

Exactly!!! My bank was 7.94% and my dealer said they'd match it. Still got $2000 in rebates AND 300 over on a Super Duty. Couldn't be happier.

 

Hello Everyone!

I just pickup my 2002 Ford 250 4x4 yesterday and As of 9-21-2001 ford was offering 4.9% APR. I live in West Texas and I Know they go by Regions for Incentives but also at the same time i got a 1000 dollars Rebate on the 2002 for turning in a Dodge.
So hope this Helps.

Love my new ford
Martin

 

Ford is offering ZERO percent interest nationwide:

[font face=courier size=+1][pre]

DEARBORN, Mich., Sept. 20, 2001 – Ford today announced a new
incentive program, Ford Drives America, which offers consumers
zero percent financing on Ford Division vehicles.

"Ford is a customer-driven company with a great product lineup
that offers exceptional value," said Jim O'Connor, president of
Ford Division. "This program strengthens our leadership
position in the marketplace and reinforces our commitment to
supporting the U.S. economy."

The zero percent financing option is effective Sept. 20 through
Oct. 31, 2001. As an alternative to the Ford Drives America
financing option, consumers can choose the current cash back or
leasing options being offered.

Financing Options for Qualified Buyers:
'01 Cars '01 Trucks
36 Month 0.0% 36 Month 0.0%
48 Month 0.0% 48 Month 0.9%
60 Month 0.0% 60 Month 2.9%
'02 Cars* '02 Trucks
36 Month 0.0% 36 Month 0.0%
48 Month 0.9% 48 Month 2.9%
60 Month 2.9% 60 Month 4.9%
[/pre][/font]

Source: Ford Motor Company

Ken Payne
[img src="/dcforum/User_files/webmaster/usaflag.gif" valign=top align=left] Ford Truck Enthusiasts Admin