ATV Insurance?
ATV Insurance?
Elder User
Joined: Aug 2003
Posts: 859
Likes: 0
From: philly pa
Originally posted by Carlene
I didn't even know you could get insurance on an ATV???
I didn't even know you could get insurance on an ATV???
neither did i. a few years ago i had my kawasaki bayou stolen. it was only 3 years old at the time. i recommend getting the insurance. the area i live in doesn't have a high crime rate. people leave bikes and such outside all the time. i never saw it comming.
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Posting Guru
Joined: Dec 1999
Posts: 2,351
Likes: 0
From: Benton County, MN
BuiltTough, I pay about $120 a year as well on my 2002 sportsman 400. I don't think it is worth it though. Once the thing is paid for at the end of the year the insurance is going bye bye on it. When it was still new I had a light rollover that did about $600 in damage only because it was cold and the plastic was brittle. My deductable was $500. I just wound up paying out of my pocket to fix it because I did not need my insurance to go up because I filed a claim that only exceeded my deductable by $100. If it gets stolen, totaled or whatever, I am sure the insuarance company is not going to give me enough to fully replace it with a new machine anyways. Have I mentioned that I am not very fond of insuarance companies?
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Posting Guru
Joined: Apr 2003
Posts: 1,067
Likes: 0
From: Fairbanks Alaska
No insurance on my dirtbike, snowmachine or 4 wheeler. All paid for but I don't see a reason to have insurance on it. I'll pay for what I break. And if it gets stolen you better hope I never find it.