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I like my job most days, and I could see myself retiring there, but I don't know how long it'll last
Its a state job, so Im sure forever, but you never know.
I've been in the Air Force for almost 12 years and I'll retire from here. Best part about the job? Every 3 years I get to go do something totally different. Keeps things interesting without having to start all over at a new company.
Fordlover1951. I dont think he meant it like that. I think he just meant not to count on your retirement money from your company when you do retire. Not that if your not already retired that your an idiot. He has a point, with the way companies are doing these days, they will either fire you or your money will be stolen.
I currently dont work. going to school full time. Wish i had a job to go to for fun. I'm thinking of volunteering somewhere.
I live in the Spokane WA area; well paying jobs here are NOT abundant nor are the average ones well paying. I learned this back when I was a kid, and decided I could do better by laying out a solid plan and making adjustments over the years that would follow. Arrogant for my careful planning and making responsible decisions as well as being willing to assume risk? Naw, I just didn't want to trust my future 100% on others is all. I've seen others do that and some wind up dissapointed at an age in life where they have no chance to improve their situation. Also, sometimes you have to leave an area where you are living in order to get ahead, then move back; this is neither rare or uncommon. It's a matter of having to make sacrifices in order to achieve ones goals.
In order to begin the process of investing for ones future, I found it to be very important to use the principle of "pay yourself first" which I learned by reading lots of publications and talking to financial planners. Yeah, I wasn't even 20 when I did that; so what. At that time I understood well the importance of beginning early and not putting it off for years and years. I also learned that the best investments for the long haul are stocks and real estate. I like stocks since I think I'd be a terrible landlord, and I made it a point to learn more and more about stocks and bonds and similar investments. Saving for the future requires investing if you want to get ahead; money in the bank at 5%, or todays 1% will simply NOT cut it. Not all investments work out either; it's all about risk and reward and becomming educated before you play the game.
I somehow managed to learn to invest on my own by taking the initiative to do such. There is so much free help and advice out there just for the asking. I'm not a genius, but I think if I can get a grip on it that most people can do the same.................if they want to and if they don't put it off until it's too late. Completely entrusting ones future to others, such as pensions and social security is irresponsible; it's not your money but rather a pledge that when some day comes down the road it will be there for you. Which is why I say, nobody cares more about your future than you do; it's really up to you to plan. Use pensions, social security, etc as "icing on the cake" rather than the foundation of a retirement plan.
Originally posted by theshyguy Fordlover1951. I dont think he meant it like that. I think he just meant not to count on your retirement money from your company when you do retire. Not that if your not already retired that your an idiot. He has a point, with the way companies are doing these days, they will either fire you or your money will be stolen.
I currently dont work. going to school full time. Wish i had a job to go to for fun. I'm thinking of volunteering somewhere.
My apologies.. I wasn't saying that what he had said was a lecture, I just didn't want a rant started about how we can all make the right choices or even have the ability,in some areas, to be able to make the right choices. I agree that company retirement programs suck...they are usually money invested in some big company stocks. After watching the Enron fiasco that firmly convinced me that investing in any corporation, except my own, was foolish. Even if I had plenty of money, I wouldn't gamble it in anyones stocks. Period.
As for moving to another area..no thanks. This one is growing too fast for me and I don't want to move and become the problem that I hate here.
I can appreciateyour initiative and the risks you took. I took your comments wrong, obviously.. and didn't mean to seem like I was downgrading you. Again..my apologies.
Last edited by Fordlover1951; Dec 28, 2003 at 08:31 PM.
I spent 21 years in one of those "life long" jobs. Well that did not prove to be the case. After 10 years at three ok but not great jobs, I am now in another life long job. This time it should work out since I don't have to put in another 20 years.
I love my job. I followed it as far as I possibly can. I don't know where I'll be in the next few years, because I groom in someone else's shop. But, if my boss sells, she wants to put me in with the sell of the business. In other words, I am one of her best emploeyees, and wants me to stay to help the business.
In my field (dog grooming), there is no retirement to look forward to. You have to save for yourself. I've been working with dogs for 15 years. If I loss my job tomorrow, I don't know what I'd do. I can walk into any shop, and get hired, because of the title I retain. But, I think I would try a different job altogether. I could fit into any job, I'm agressive towards business. I don't care what I do, just as long as I can take care of my family. My husband broke his back a long time ago, and cannot work. So, it's mainly all on me. I'd dig ditches if I had to. I'm only 30, but in my current field, it's very laborous. I've worked at a desk, but mainly prefer outside things. My folks owned a wood refinishing business. So, I was a sander (hand sanded) for decks, houses, you name it. But, I've also mudded (right word for it?), and helped my father with drywall repair. I've torn down a room with a sledge hammer, hauled a concrete driveway, dug ditches and painted for a large company, etc.
It's not easy being a female, and applying for a "mans" job. I'd even help out in a mechanic shop, if I could. I just prefer to work with my hands.
Overall, I've always wanted to get into stocks, so maybe that's something I could play around with. I'd like to buy a home or land someday. Something to pass down to our boy when he's older. I just want to have something to show for, once I retire.
But the main question is, when or where to start. That's my problem. So, there's my saga.
I'm in Federal law enforcement and I love what I do. I work with a group of about 100 uniformed and armed officers that help keep the country safe from terrorists and other undesirables. I've been doing it since 1998 and don't plan to change my career anytime soon.
I really like what I do but am willing to change. I'm Active Duty Air Force with 19 years of service...with a twist. Last May I had what my friends and I like to call "my alien abduction". The doctors don't actually know what happened but basically I had most of 2 days disappear out of my life and when I woke up I had something stuck in every orifice in my body! The doctors think it was some kind of seizure but at first they thought I had a anursym and wasn't gonna make it. I'm 43 now and talk about a life change. I thought I had things planned out but my "abduction" really threw things out of whack. The Air Force is looking at me now to see what they want to do with me. Where do I go from here? It all depends on what they find out. So look out for those curve *****. Maybe I'll go into business for myself. Who knows?
Now thats a weird story. Talking about scaring the hell out of you.
I just go to school at TTU. My gracious uncle pays for my schooling and everything else. Its nice to not have to worry about money problems but I am not real happy with it. I am at his mercy, he is my only source of income. I hope to buy my former bosses speaker/ window tint business and making lots of money at it. But thats years ahead and alot of work.