Towing coverage for breakdowns
More Turbo
Joined: Dec 2018
Posts: 669
Likes: 179
If you have conversations with actuaries, they will show you how insurance and warranties will almost certainly cost you more than self-covering. However, if you end up on the wrong side of the odds, you can pay far, far more.
I carry significant insurance including an umbrella policy. I am buying peace of mind that I can afford. I understand the numbers and why I am doing it.
I carry significant insurance including an umbrella policy. I am buying peace of mind that I can afford. I understand the numbers and why I am doing it.
Logistics Pro
Joined: Jan 2010
Posts: 4,117
Likes: 1,645
That was EXACTLY what the Soviets thought prior to the Chernobyl explosion. Look where that got them...
The level of risk associated with a vehicle or a house all but DEMANDS that, unless you're independently wealthy, you carry insurance on those items. Unless you find the thought of one bad circumstance leaving you homeless and without wheels to be enticing, I guess.
The level of risk associated with a vehicle or a house all but DEMANDS that, unless you're independently wealthy, you carry insurance on those items. Unless you find the thought of one bad circumstance leaving you homeless and without wheels to be enticing, I guess.
More Turbo
Joined: Dec 2018
Posts: 669
Likes: 179
That was EXACTLY what the Soviets thought prior to the Chernobyl explosion. Look where that got them...
The level of risk associated with a vehicle or a house all but DEMANDS that, unless you're independently wealthy, you carry insurance on those items. Unless you find the thought of one bad circumstance leaving you homeless and without wheels to be enticing, I guess.
The level of risk associated with a vehicle or a house all but DEMANDS that, unless you're independently wealthy, you carry insurance on those items. Unless you find the thought of one bad circumstance leaving you homeless and without wheels to be enticing, I guess.
More Turbo
Joined: Mar 2009
Posts: 532
Likes: 92
my insurance covers trailers hooked to my pickup, and I have roadside assistance / towing on my camper policy (my insurance company does not cover campers or boats)
some folks say it’s not worth it (an extra $6 a year for additional peace of mind) but totally up to you
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Cargo Master
Joined: Oct 2019
Posts: 2,843
Likes: 1,196
From: Southeast MO
call your agent for sure
my insurance covers trailers hooked to my pickup, and I have roadside assistance / towing on my camper policy (my insurance company does not cover campers or boats)
some folks say it’s not worth it (an extra $6 a year for additional peace of mind) but totally up to you
my insurance covers trailers hooked to my pickup, and I have roadside assistance / towing on my camper policy (my insurance company does not cover campers or boats)
some folks say it’s not worth it (an extra $6 a year for additional peace of mind) but totally up to you
Super Moderator
Joined: Aug 2008
Posts: 37,384
Likes: 1,867
From: Frederick, MD
I have Geico on the 5th wheel. full coverage. had an accident in 2021 that required the 5th wheel to be towed and repaired. The policy also covered loss of food and replacement of a couple items in the trailer that broke.
All covered.
Truck was in the end totaled and fully covered to include a rental truck home.
Pretty good. Have progressive commerical on the truck right now. So far, all that was needed was a jump start once due to my error. Came out right away.
All covered.
Truck was in the end totaled and fully covered to include a rental truck home.
Pretty good. Have progressive commerical on the truck right now. So far, all that was needed was a jump start once due to my error. Came out right away.
Mountain Pass
Joined: Aug 2021
Posts: 116
Likes: 49
From: WA
I have AAA premier with RV coverage. It covers you for a tow of your truck and trailer up to 250 miles. Worth the price of $200/year in my opinion. Was glad to have the coverage when the radiator blew in my old ‘99 F250 going up Steven’s pass on I90. They towed both my truck and trailer back home
More Turbo
Joined: Mar 2024
Posts: 547
Likes: 462
Hey, just curious, did Ford cover the replacement or push blame back on you claiming water or bad fuel?
Suck either way. My truck just rolled 52k and your story made my *** pucker. Might he time for a disasters kit... you think that would have helped you?
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Cargo Master
Joined: Oct 2019
Posts: 2,843
Likes: 1,196
From: Southeast MO
They actually did cover all of it with zero issues. I was surprised after reading all the horror stories.
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