GVWR Question
Mountain Pass
Joined: Nov 2018
Posts: 249
Likes: 21
Im just going to say this. I use to tow a dump trailer that weighed 11,000 pounds with a Toyota Tundra. Truck pulled it great. No worries pulling or stopping. A buddy with a Dodge 3/4 pulling a skid steer rear ended a car that had pulled out in front of him. The troopers wrote up the accident as my buddy being over his gvwr and combined weight rating. They took in account he had 2 tool boxes and combined all weights. His insurance refused to pay and he had to hire an attorney and sued his insurance company. It was a total chit show. I sold my Tundra 2 weeks later and bought a 1 ton. Just something to think about.
Hotshot
Joined: Jul 2013
Posts: 14,263
Likes: 2,185
Im just going to say this. I use to tow a dump trailer that weighed 11,000 pounds with a Toyota Tundra. Truck pulled it great. No worries pulling or stopping. A buddy with a Dodge 3/4 pulling a skid steer rear ended a car that had pulled out in front of him. The troopers wrote up the accident as my buddy being over his gvwr and combined weight rating. They took in account he had 2 tool boxes and combined all weights. His insurance refused to pay and he had to hire an attorney and sued his insurance company. It was a total chit show. I sold my Tundra 2 weeks later and bought a 1 ton. Just something to think about.
More Turbo
Joined: Feb 2011
Posts: 708
Likes: 188
Im just going to say this. I use to tow a dump trailer that weighed 11,000 pounds with a Toyota Tundra. Truck pulled it great. No worries pulling or stopping. A buddy with a Dodge 3/4 pulling a skid steer rear ended a car that had pulled out in front of him. The troopers wrote up the accident as my buddy being over his gvwr and combined weight rating. They took in account he had 2 tool boxes and combined all weights. His insurance refused to pay and he had to hire an attorney and sued his insurance company. It was a total chit show. I sold my Tundra 2 weeks later and bought a 1 ton. Just something to think about.
I appreciate it. Thanks.
Hotshot
Joined: Jul 2013
Posts: 14,263
Likes: 2,185
FTE Legend
Joined: Mar 2017
Posts: 31,859
Likes: 9,166
From: Western NY
It's threads like these that I will reference before I even consider buying a camper. Appreciate all the comments as I have zero experience with this stuff.
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Mountain Pass
Joined: Nov 2018
Posts: 249
Likes: 21
Please by all means don't take my word for it. Do your own homework. His case was probably a one in a million worse case scenario but it happened and can happen. You roll the dice. Sometimes you win and sometimes you lose. To the thread starter I would talk to someone with DOT or a highway patrolman that handles accidents and knows all the laws.
Hotshot
Joined: Oct 2006
Posts: 10,147
Likes: 7,975
From: Texas
Im just going to say this. I use to tow a dump trailer that weighed 11,000 pounds with a Toyota Tundra. Truck pulled it great. No worries pulling or stopping. A buddy with a Dodge 3/4 pulling a skid steer rear ended a car that had pulled out in front of him. The troopers wrote up the accident as my buddy being over his gvwr and combined weight rating. They took in account he had 2 tool boxes and combined all weights. His insurance refused to pay and he had to hire an attorney and sued his insurance company. It was a total chit show. I sold my Tundra 2 weeks later and bought a 1 ton. Just something to think about.
In other words, if the driver is at fault, they would be off the hook for any reason. And you can bet your sweet ****, that would be the case if they could get away with it. They might raise the rates or dump said insured driver after the fact, but pay they must.
Hotshot
Joined: Jul 2013
Posts: 14,263
Likes: 2,185
What I find strange is that these things are always 3rd person stories. (AKA, hearsay) Unless there is a rider written onto the policy, the ins. Company has to pay. Otherwise they wouldn’t pay if one runs a stop sign and is in a wreck, of if driver was under the influence and in a wreck.
In other words, if the driver is at fault, they would be off the hook for any reason. And you can bet your sweet ****, that would be the case if they could get away with it. They might raise the rates or dump said insured driver after the fact, but pay they must.
In other words, if the driver is at fault, they would be off the hook for any reason. And you can bet your sweet ****, that would be the case if they could get away with it. They might raise the rates or dump said insured driver after the fact, but pay they must.
More Turbo
Joined: Feb 2011
Posts: 708
Likes: 188
I have no doubt it can happen. Just hoping that someone can show an instance. No doubting. Actually hoping he can produce it.
Hotshot
Joined: Oct 2006
Posts: 10,147
Likes: 7,975
From: Texas
YES^^^^^^^^ And it “could* be, with third party information, that we don’t know all the details. Pulling a skid-steer on a trailer……..was he doing commercial work and skinning by with personal vehicle insurance? Was he not licensed for the weight he was carrying? We don’t know…..the possibilities are numerous. The devil is in the details. That is why I view third party information for what it is worth……zilch.
Cargo Master
Joined: Feb 2015
Posts: 2,338
Likes: 255
From: Livermore Ca.
Please by all means don't take my word for it. Do your own homework. His case was probably a one in a million worse case scenario but it happened and can happen. You roll the dice. Sometimes you win and sometimes you lose. To the thread starter I would talk to someone with DOT or a highway patrolman that handles accidents and knows all the laws.
Cargo Master
Joined: Jul 2011
Posts: 2,664
Likes: 971
From: Walpole, MA
The 10,000 payload was to satisfy I believe California DMV This state dictates what the auto industry does. Our registration rates here are NUTS so they came up with the 10,000 payload and California wouldn't try to register our trucks as commercial. My truck is 7 years old and registration is over $600. If you get the 11,500 payload they hit you hard here. I went to the DMV site and wow they hit you with $9,000 for this and another $8,000 for taxes then registration is $1,200 a year. Re4member that the 10,000 payload if for DMV only. Your GVWR id dictated by what is in the towing guide and axle and load of tires. Tires being the limiting factor.