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HCTTP worth it?

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Old Feb 27, 2021 | 10:58 AM
  #16  
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Originally Posted by 4wd6.7L
CA. too, my F250 was more than that, roughly $950 first year, $900 first renewal.Thats because sales price(after dealer discount but before rebates) plays a big part in that total reg. fee. (like the gentleman from CO mentioned). I'm really curious to know how much more mine would have been if F350.
My F350 was over $900 in California. I pay under a $100 in Idaho.
 
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Old Feb 27, 2021 | 12:30 PM
  #17  
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Originally Posted by LMychajluk
So, in CO they amortize the taxes over the life of the vehicle? Interesting...

Here in NJ, you just pay sales tax (6.5%) along with the cost of the vehicle. [...]
No there is no amortization. You’re conflating sales tax with excise/use/property/ownership tax.

We pay sales tax between 7-11% of the price you paid. This is a one time expense.

Then, the vehicle is treated as real property that incurs an annual tax ... same as the property tax you pay on your house. This excise/use/property tax is a percentage of the vehicles MSRP and, because the value of the vehicle declines over time, the percentage of the MSRP declines over time.

So, year 1 sees you pay about $1,300 in sales tax, about $1,200 in excise/use/property tax, and $200 in registration and fees. Years 2+ have $600-1000 in property tax and $200 in registration and fees.
 
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Old Feb 27, 2021 | 12:55 PM
  #18  
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The primary difference in the HCTP on a F250 vs a F350 is the 250 is a 3 leaf main pack plus overload, whereas the 350 uses a 4 leaf main pack plus overload, and ratings of each spring in the pack. Same axle, frame, brakes, ect. F350 get the 3 inch higher rated receiver in diesel LB, I think it really depends on the build for a F250 and box length, engine choice to get the 3” receiver. Depends on year of production too. Honestly, it’s the GVW of the truck that makes the difference, while the 250 saves on some registration and taxes depending, you can’t have the extra 1000 lbs in the GVW, the RAWR. If the truck is towing more than 10,000 lb, especially in a Fifth wheel, or a truck camper, where your close to GVW on truck and often GAWR are maxed out or over with a 250 even with the HCTP. So, depending on uses, a 350 is the better choice. I’m on my 3rd F350 for this reason. Totally do understand what you can find on the lot and other options and state taxes and fees come into it.
 
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Old Feb 27, 2021 | 01:19 PM
  #19  
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From: Frederick, CO
Originally Posted by mhoefer
[...] Honestly, it’s the GVW of the truck that makes the difference, [...]
To be clear, the GVW of the two trucks will be nearly identical. The GVWR will be different. It’s good advice above, but where you talk about GVW, you really mean GVWR.

There are a few really good reasons to get a 3/4 ton over a 1 ton, and these reasons get retread about every 2-3 months. Locales may have various penalties (e.g., taxes, fees) associated with the higher GVWRs of 1 tons. Insurance may be higher with 1 tons. If you’re shopping off lots of existing inventory, there may not be many 1 tons. If you are buying for a commercial business, a 1 tons GVWR may require a CDL. Beyond those, there isn’t much reason for 3/4 tons to exist.
 
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Old Feb 27, 2021 | 03:19 PM
  #20  
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Its an F350 with a derate and 3 inch hitch.
 
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Old Feb 27, 2021 | 05:00 PM
  #21  
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Originally Posted by mhoefer
The primary difference in the HCTP on a F250 vs a F350 is the 250 is a 3 leaf main pack plus overload, whereas the 350 uses a 4 leaf main pack plus overload, and ratings of each spring in the pack. Same axle, frame, brakes, ect. F350 get the 3 inch higher rated receiver in diesel LB, I think it really depends on the build for a F250 and box length, engine choice to get the 3” receiver. Depends on year of production too. Honestly, it’s the GVW of the truck that makes the difference, while the 250 saves on some registration and taxes depending, you can’t have the extra 1000 lbs in the GVW, the RAWR. If the truck is towing more than 10,000 lb, especially in a Fifth wheel, or a truck camper, where your close to GVW on truck and often GAWR are maxed out or over with a 250 even with the HCTP.
As of 2020 MY year the leaf springs are the same between the F350 and F250 w/HCTT package. 4 leaf main plus top overload. As for the GVWR, the HCTT is 700lbs. less than a srw F350 diesel. (10,800 vs 11,500)
 
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Old Feb 27, 2021 | 06:04 PM
  #22  
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Originally Posted by mhoefer
The primary difference in the HCTP on a F250 vs a F350 is the 250 is a 3 leaf main pack plus overload, whereas the 350 uses a 4 leaf main pack plus overload, and ratings of each spring in the pack. Same axle, frame, brakes, ect. F350 get the 3 inch higher rated receiver in diesel LB, I think it really depends on the build for a F250 and box length, engine choice to get the 3” receiver.
The 2020 F250 with the HCTP has the exact same spring setup and axle as the F350 right down to the same part numbers (someone posted pics a while back comparing the two). Mine also came with the 3" receiver.
 
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Old Mar 5, 2021 | 08:04 AM
  #23  
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Originally Posted by Brantel
The 2020 F250 with the HCTP has the exact same spring setup and axle as the F350 right down to the same part numbers (someone posted pics a while back comparing the two). Mine also came with the 3" receiver.
Agreed, in 2020 they are the exactly the same except for the badge on the fender... even the the 3" receiver. The only thing I noticed was that the door sticker indicates max 65 PSI in the rear despite the tires indicating 80 PSI max.
 
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Old Mar 5, 2021 | 08:37 AM
  #24  
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Originally Posted by 4wd6.7L
As of 2020 MY year the leaf springs are the same between the F350 and F250 w/HCTT package. 4 leaf main plus top overload. As for the GVWR, the HCTT is 700lbs. less than a srw F350 diesel. (10,800 vs 11,500)
11,400 GVW with the F350 Gas with the AT traction tires,
 
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Old Mar 5, 2021 | 01:02 PM
  #25  
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in NY we have the "if its over 6000 GVWR" it a commercial vehicle and must be registered with commercial plates at commercial plate costs. doesn't matter what the use is.
pros - more money for the state
con's - with comm plates you cant park in residential areas for more than 4 hours...not even in you driveway, you cant drive on parkways,

exceptions - if you can qualify as suburban class which means you have a camper shell and seats or a bed in the truck bed and camping equipment.

if you meet the exception, then you can have passenger plates.

I dont have a problem with paying more money , but I have a problem with all the restrictions....im not driving a tractor trailer.

 
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Old Mar 5, 2021 | 02:25 PM
  #26  
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Originally Posted by speakerfritz
in NY we have the "if its over 6000 GVWR" it a commercial vehicle and must be registered with commercial plates at commercial plate costs. doesn't matter what the use is.
pros - more money for the state
con's - with comm plates you cant park in residential areas for more than 4 hours...not even in you driveway, you cant drive on parkways,

exceptions - if you can qualify as suburban class which means you have a camper shell and seats or a bed in the truck bed and camping equipment.

if you meet the exception, then you can have passenger plates.

I dont have a problem with paying more money , but I have a problem with all the restrictions....im not driving a tractor trailer.
Another reason to get rid of that perv. governor of yours.
 
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Old Mar 5, 2021 | 03:02 PM
  #27  
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Originally Posted by speakerfritz
in NY we have the "if its over 6000 GVWR" it a commercial vehicle and must be registered with commercial plates at commercial plate costs. doesn't matter what the use is.
pros - more money for the state
con's - with comm plates you cant park in residential areas for more than 4 hours...not even in you driveway, you cant drive on parkways,

exceptions - if you can qualify as suburban class which means you have a camper shell and seats or a bed in the truck bed and camping equipment.

if you meet the exception, then you can have passenger plates.

I dont have a problem with paying more money , but I have a problem with all the restrictions....im not driving a tractor trailer.
The residential area parking restriction must be a locale thing. No such restrictions in my NY area except maybe for some of the HOAs.
The extra cost for commercial plates is minimal; $6 to $17 per year for GVWs ranging from 10,000 lb to 12,000 lb..
 
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Old Mar 5, 2021 | 03:38 PM
  #28  
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in ny

Sales tax aside

Plate fee = 25.00
title fee = 50
registration fee = 144 ( sliding scale base on weight )
total 219.00

there is also a use tax in some counties

plus sales tax

 
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Old Mar 5, 2021 | 04:41 PM
  #29  
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Originally Posted by speakerfritz
in ny

Sales tax aside

Plate fee = 25.00
title fee = 50
registration fee = 144 ( sliding scale base on weight )
total 219.00

there is also a use tax in some counties

plus sales tax
Plus an additional 3.25% of the registration fee for vehicles over 8500 lb GVWR with a diesel engine (sorry, I saw you have an F450). The $144 registration fee is for up to 10,000 lb GVWR. It goes up $7 to $8 for every 500 lb increment. And if you live in a county around NYC you get to pay a Metropolitan Commuter Transportation Fee of $50. Like all governments, they nickel and dime you with various fees. NY vehicle registrations are good for 2 years.
 
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