F250 Payload
Its obvious that this thread was revived by accident and that the OP at the time was asking about 2019 MY F250. But its also obvious that Larry was talking about a 2020/21 F250 with HCTT, and lightly optioned which a Platinum is not.
As many have stated, the more "stuff" you option on your truck, the less payload is left available for the pin weight of a fifth wheel. The first starting number is the GVWR of the truck. With an F250, the GVWR is lower because of the classification of the truck as a class 2 truck (6000-10000lbs). So you are starting with less weight available than an F350. Then you deduct the curb weight of the truck as from the factory. With more options, the less payload is on the sticker. Then you must subtract the people, the added equipment and tools you carry. So 2 to 4 people in the truck, the hitch weight, tools, etc. Now you have the available payload for the trailer. So when you have a 12000 toy hauler as one member mentioned in a post, in order to estimate the payload (CAT scale is the real number) of the fifth wheel, you take 15-25% (most here say 25% but just for averages lets say 20%) of the trailer GVWR as most will pull a trailer loaded near max. 12,000 X 20% = 2400lbs pin weight. And you only have 2500 lbs payload. So that leaves you with 100lbs for all those other things I mentioned previously. And that is with an average estimate of 20%. When and if you go over a CAT scale after purchasing your F250 and fifth wheel, you will be over. Now, to get more payload, it is possible to purchase an F250 with HCTT and that gets your GVWR to 10,800. This option as I remember is only available with the diesel engine. So you gain 800lbs.
There are several GVWR with the F350. Not getting into the 7.3 engine as I know little about that truck, the standard GVWR is usually 11,300 to 11,500 configurations. If you get to the 11,500 option in CA, you do increase your registration fees so be aware. But you are getting up to 1500 lbs more in payload on each truck (10000 GVWR for an F250 and 11,500 GVWR with an F350).
The towing guides FORD puts out are always interesting. They are a marketing tool with some useful information. They are not a bible of what one particular truck weighs. As previously stated, they show the best number for that configuration. You would have to order the most base model with no options to achieve that number. So it is a max number, but not the number that pertains to your vehicle. Some numbers in the guide are correct. Like GCWR and the Conventional Tow Rating, would be correct for all trucks in that classification, but it is not correct for payload.
The F250 with 10000lb GVWR is a small amount less than an F350. If you add the HCTT to the F250, the cost is approximately the same as an F350. While I see some advantages in purchasing an F250 in certain jurisdiction for annual cost savings, by the payload numbers, the F350 is the better solution in most cases.
I could never recommend to others towing over the numbers as that brings many other issues but I do understand some will.
I hope this is helpful.









