Can you elaborate? I thought X-plan is invoice minus a little.

 

X-plan is 0.4% below invoice price plus $275 dealer doc fee. One of the advantages of X-plan is it caps what the dealer can charge for doc fee. Some dealers use the practice of offering a low purchase price then adding in several hundred dollars is doc fee.

 

Not actually asking what X-plan is, more interested in how dealer invoice can be better, since X plan is basically invoice. This "Dealer Invoice is cheaper than X plan if you have a PCO for more than $1000 bucks..."

Where I live dealer doc fees are $85 and most will sell bellow invoice, so X plan wouldn't be much of a deal here.

 

Dealer hold back is 3% of MSRP so on a $79k truck, at the minimum they will make $2,370 even if they sell at invoice. Dealers in Florida like to charge upwards of $900 in dealer fee’s. And of course they try tacking on $1500-2k for “bug and seat protection, etc.”

 

So for you, i can see why X-plan makes sense, for the fee limit.

While I dont see the best pricing in the country here, we are lucky to have a very small dealer doc fee ($85). I think all dealers will offer you extended warranty, maintenance plan, GPS tracker, but it's easy as saying nope, not interested. X plan here wouldn't make sense, $800-1k under invoice is fairly easy to get, and more is possible and not uncommon. Got $2500 under invoice on my 19, first week in may, MSRP a little under $73k.

 

That is true BUT dealers in Florida charge huge dealer fees if you purchase without X-Plan. With X-Plan dealer fees are limited to a max of $100.

I just go home after purchasing a 2019 F150 without X-Plan even though I am X-plan eligible. The dealer fees were an outrageous $1,096.95 ($799.95 "Doc Fee" + $296.50 "Handling fee) The fees were a ripoff BUT I negotiated a dealer discount of $10,467 plus rebates of $10,250 ($8,250 factory rebates + PCO of $2500)

I put $5,000 on credit card to get points, wrote a check for $11,500 and financed $10,000 so I could the $750 credit rebate. Got a $44,550 MSRP F150 XLT S/C w/302A package. I'll be paying off the loan next week. SO I got a $44,000 MSRP F150 for $26,500 out the door. Not bad.

 

I ran the numbers yesterday so here is the deal:

Invoice -.4% + a user charge I think it was $250...but you get the $1000 bonus money, but it cannot be stacked with your PCO I had one + I got Ford loyalty money or something for $1000 =$3500 below Invoice

So the better price was to take the dealer straight invoice price - $3500 +TT&L ONLY...which comes out to approx MSRP when you drive out.

 

You can use a PCO and all public incentives with X plan. So you can do X plan + PCO + Ford customer cash that is active now. They even have a $500 rebate active now for X plan buyers, so X plan rebates are $1,500 right now, plus any PCO you can land. Plus as stated above it caps the doc fee...that averages 600 where I live, so there's another $500 saved in my area.

 

Wow! You got $20,717 off an 19 F150 that MSRP for $44,000 plus TTL That's 47% off? Congrats!!!!!

 

Sorta, kinda, maybe. As I sat down at the Ford computer to see I was shocked when he typed in my name and up comes what I am elgible for. Its done by Zip code and in my Zip I don't get eligible for a heck of a whole lot. Ford and I guess most have figured out just like Willie Sutton did...WIllie, why do you rob banks? "Because that is where the money is". So there is a drawback to living in a Zip that is extremely affluent...just not sure how I got in the door.

 

Well, I just ran into the PCO banner while looking at a local dealer’s website. It said I “may” be eligible for a $3000 private cash offer. I filled out the form so, we’ll see. It said I will be contacted via email.

 

Uh oh, sounds like you filled out a dealer lead fishing form. The good thing is, if you have a PCO in the system that you dont know about they will tell you.

 

On the 20s, without any other conditional or private incentives, $1k is it. That goes for all zips. What were you expecting? (no sarcasm or smart ***, just curious)

 

I’m already dealing with a salesmen from this dealer, so I’m hoping it works’s out.

 

Did you ask him if you have a PCO in the system prior to filling that out? It's not uncommon for dealer sites to have what you described, they have no control over the actual PCO but use that to get your info, and if you happen to have one invite you in. Being that they already know you, you shouldn't get harassed much.

The actual PCO offers will notify you almost instantly via email after submitting your info. Hopefully this somehow triggers something, that then triggers a PCO for you.