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I'm in Houston and the closest Liner-x dealer is in Austin. I'm getting a Liner -x and will make a drive to do so. I think the idea of covering the tool box is cool. I'm going to look into that too.
Honestly? If you're looking for something that's going to last... you might as well just pay for it. My experience with Herculiner has been depressing. It's really rough and gritty which is alright if you're not tryin to keep anything you haul around in decent shape (ie... not scratched or gouged) and it scratches off pretty easily. And now that I want to get Rhino Liner or Line-X I have to remove ALL of the Herculiner that is currently in my bed. So, IMO... you get what you pay for.
My opinion: The DIY products are the bottom of the barrel as far as bedliners go. There's nothing worse. That being said, the question is, even though they are the bottom of the barrel, are they good enough to use anyway. Well, if you have a nice truck, why not put a nice bedliner in it? Using a DIY product is like spending $1,000 on a stereo amplifier and then going to Walmart and buying $29.95 speakers for it. The DIY products are OK sometimes, but like I said, if you have a nice truck and want to keep it that way, save up and get a professional brand. However, you need to be careful picking the professional brand, they are not all the same products and some of them are just as bad as the DIY stuff.
I have Line-X and love it. Lifetime warranty is great. I used the warranty when a towmotor fork tore the bedliner. It streteched more than an inch before it tore, but tore just as I was yelling "STOP!". Can't even tell where the repair is and I saw where it happened!
Over-the-rail on a short bed was $500. My installer did a beautiful job. I have hauled all kinds of stuff since I got it and a quick pressure wash makes it look like new.
Rhino Linings has several different liner materials available. Tuffgrip is thick and high traction, Hardline is medium thick and very tough and hard like linex but doesnt offer much traction benefit. As for fine texture appearance, if you go with Rhino Linings and want a finer texture, ask them to use their fine texture nozzles which they all have. Texture can be varied.
I didn't like Rhino or Line-X when I tried them. I suggest looking into a better, more durable investment. I recently just had a BedRug put in and I can't say enough good things about it. I think they're online at bedrugoutlet.com - they had a lot of different options, depending on the texture you're looking for. They also custom fit everything, so I have no complaints about the way things fit or seal. Best investment on my F350 yet!
Bedrug is a nice alternative to a spray-on, but it's not more durable than most professional spray-on bedliners. It works for you and that's what counts!
The LINE-X bedliner product is stronger than Rhino Tuff Grip and Hardline (according the technical data sheets, which I have).