Your first time?
Fleet Mechanic
Joined: Nov 2016
Posts: 1,634
Likes: 72
Insurance follows the vehicle. If you let someone borrow your vehicle and they are in an accident, it's your insurance that pays. If they kill someone or cause a lot of damage and it exceeds your coverage limits....you can expect to be included as a defendant in any proceedings.
While that wouldn't necessarily keep me from loaning a vehicle, it should give you pause as to who you loan your vehicle (if you decide to).
I think all my first scratches or dings have probably came from parking lots where someone accidentally damaged my vehicle.
While that wouldn't necessarily keep me from loaning a vehicle, it should give you pause as to who you loan your vehicle (if you decide to).
I think all my first scratches or dings have probably came from parking lots where someone accidentally damaged my vehicle.
Junior User
Joined: Apr 2017
Posts: 56
Likes: 0
My feeling is I bought a truck to be used as a truck. I haul stuff around, I take it off road, I use it to work. My wife will ding it, my kids will ding it, it's a truck. I really don't mind helping others out.
Guess I'm in the minority, but it's a truck and if I keep that mindset the dings don't bother me.
Guess I'm in the minority, but it's a truck and if I keep that mindset the dings don't bother me.
Thread Starter
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Freshman User
Joined: Apr 2017
Posts: 41
Likes: 0
From: The Great Northwet
I just think it is an interesting phenomena.
I doubt the Ford GT guys get many calls - "Hey, the wife and I are going for a drive in the mountains, can we borrow the GT?"
Just don't see it.
I doubt the Ford GT guys get many calls - "Hey, the wife and I are going for a drive in the mountains, can we borrow the GT?"
Just don't see it.
Tuned
Joined: Oct 2013
Posts: 281
Likes: 3
From: Gen. 7 Texan
I think this is my new policy with the new truck. I will help my cousin (by marriage are we really even cousins??) tote some heavy equip he rents just cause I want to play with most of it...but that's it. Nothing goes in my highly organized bed but my stuff.
Tuned
Joined: Oct 2013
Posts: 281
Likes: 3
From: Gen. 7 Texan
New Ford Whitheld...got it.
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Logistics Pro
Joined: Apr 2017
Posts: 3,674
Likes: 51
From: SoCal
It's just a truck, I let anyone borrow it. It's not like it's a limited edition Ferrari or something. I mean they sell what, like 180k of these a month or something ridiculous like that? Not much to covet there...
Laughing Gas
Joined: May 2015
Posts: 1,117
Likes: 2
From: Hatfield's side of river
As far as the dollar amount for the truck, I don't think that is the issue for most of us. It's the fact that we take care of our trucks, and the kind of guy that wants to borrow it doesn't. I don't loan my old 2002 to anyone either.
Logistics Pro
Joined: Apr 2017
Posts: 3,674
Likes: 51
From: SoCal
Okay Tricon you really got yourself into a mess. Now everyone is So. Calif. is going to be knocking on your door.
As far as the dollar amount for the truck, I don't think that is the issue for most of us. It's the fact that we take care of our trucks, and the kind of guy that wants to borrow it doesn't. I don't loan my old 2002 to anyone either.
As far as the dollar amount for the truck, I don't think that is the issue for most of us. It's the fact that we take care of our trucks, and the kind of guy that wants to borrow it doesn't. I don't loan my old 2002 to anyone either.