Rebates, incentives, Plans
New User
Joined: May 2016
Posts: 17
Likes: 0
Rain Desert, I'm on cash basis accounting, not accrual based as you are. I found that works better for my business. BUT, your comment about dates being the law still works for me. I'm in construction also and I can write a check today to a sub and it will be in my books as paid today. It may not leave my account for 3 months because my sub for whatever reason doesn't get around to cashing the check for that long. I would still be correct in filing that I paid that money on the day I wrote the check. So this can definitely work in this situation. With that being said, Xwild's point is a good one. This seems like it actually creates options for the buyer's advantage. "give me the right deal and I'll pay in full now." Since I don't have access to any discount plans this could be a way for me to get the price down. Thanks for the input guys!
Senior User
Joined: Apr 2016
Posts: 352
Likes: 1
From: Iowa
Great thought but given cheap money now days and the lack of any return on conventional money over a few months time it is unlikely it will make much difference to the dealer whether you pay me now or pay me later. Worth a try I guess.
Cargo Master
Joined: Aug 2010
Posts: 3,225
Likes: 63
Thanks for the prompt reply. I figured like most businesses if they have a way to take a payment they certainly will. I'm not too enthusiastic about paying in full up front though as I feel I potentially lose some of my leverage as a consumer. At the same time the tax write off is important also. Tough decisions ahead I suppose. Thanks again.
Don't pay in full.
If you need to spend the $ for tax purposes, pay most, but leave room for some wiggle room in case you get a Ford private offer or some other rebate comes up.
Be a lot easier to make the final negotiation if you owe them money instead of the other way around.
Cargo Master
Joined: Aug 2010
Posts: 3,225
Likes: 63
Bought my wife a car using X-plan.
What I found interesting looking at 2 different vehicles.
Edge - dealer advertised price (internet) is $47 less then X-Plan
MKC - dealer advertised price (internet) is $287 higher then X-Plan
Edge incentives were $1000 or 0%
MKC incentives were $1500 + $750 + 0%
Plus, when they were doing the paperwork another incentive came up that qualified, $1000 for a completive make in the household. Daughter and son in law are living with us while they have a house built, he just bought a Jeep Liberty.
So, she got a MKC, $3250 in rebates plus 0% comes out to be about $670 more for the Lincoln over the Edge.
A bit smaller but even more tech stuff she'll never use.
And after seeing the dealer sheet, sure would be nice to get the A or D plan, they were $1500+ better then the X-plan
MSRP 48120
Invoice 45121
A-plan 43509 1612
D-plan 43609 1512
X-plan 45667 -546
What I found interesting looking at 2 different vehicles.
Edge - dealer advertised price (internet) is $47 less then X-Plan
MKC - dealer advertised price (internet) is $287 higher then X-Plan
Edge incentives were $1000 or 0%
MKC incentives were $1500 + $750 + 0%
Plus, when they were doing the paperwork another incentive came up that qualified, $1000 for a completive make in the household. Daughter and son in law are living with us while they have a house built, he just bought a Jeep Liberty.
So, she got a MKC, $3250 in rebates plus 0% comes out to be about $670 more for the Lincoln over the Edge.
A bit smaller but even more tech stuff she'll never use.
And after seeing the dealer sheet, sure would be nice to get the A or D plan, they were $1500+ better then the X-plan
MSRP 48120
Invoice 45121
A-plan 43509 1612
D-plan 43609 1512
X-plan 45667 -546
Postmaster
Joined: Jun 2014
Posts: 2,775
Likes: 7
From: Lewisberry, Penn
The only time I take large amounts of money for a deposit is for a major upfit. We did a conversion van, and I had the lady pay the $20k in conversion cost upfront as non-returnable since i really really really didn't want stuck with a cool van with custom bathroom.
As for paying upfront for a better deal, if you have cash that could work, but only for the time value of money cost of 3 months, so no huge deal. You won't be able to finance though since there is no vin number. Frankly we dislike cash deals, so you're more likely to negotiate a good deal financing. Cash deals aren't usually the way to go even if you have it. If you can't earn more investing than banks are charging for interest right now, then you're doing something wrong.
As for paying upfront for a better deal, if you have cash that could work, but only for the time value of money cost of 3 months, so no huge deal. You won't be able to finance though since there is no vin number. Frankly we dislike cash deals, so you're more likely to negotiate a good deal financing. Cash deals aren't usually the way to go even if you have it. If you can't earn more investing than banks are charging for interest right now, then you're doing something wrong.
Cargo Master
Joined: Dec 2003
Posts: 2,293
Likes: 2,045
From: Central MO
Bought my wife a car using X-plan.
What I found interesting looking at 2 different vehicles.
Edge - dealer advertised price (internet) is $47 less then X-Plan
MKC - dealer advertised price (internet) is $287 higher then X-Plan
Edge incentives were $1000 or 0%
MKC incentives were $1500 + $750 + 0%
Plus, when they were doing the paperwork another incentive came up that qualified, $1000 for a completive make in the household. Daughter and son in law are living with us while they have a house built, he just bought a Jeep Liberty.
So, she got a MKC, $3250 in rebates plus 0% comes out to be about $670 more for the Lincoln over the Edge.
A bit smaller but even more tech stuff she'll never use.
And after seeing the dealer sheet, sure would be nice to get the A or D plan, they were $1500+ better then the X-plan
MSRP 48120
Invoice 45121
A-plan 43509 1612
D-plan 43609 1512
X-plan 45667 -546
What I found interesting looking at 2 different vehicles.
Edge - dealer advertised price (internet) is $47 less then X-Plan
MKC - dealer advertised price (internet) is $287 higher then X-Plan
Edge incentives were $1000 or 0%
MKC incentives were $1500 + $750 + 0%
Plus, when they were doing the paperwork another incentive came up that qualified, $1000 for a completive make in the household. Daughter and son in law are living with us while they have a house built, he just bought a Jeep Liberty.
So, she got a MKC, $3250 in rebates plus 0% comes out to be about $670 more for the Lincoln over the Edge.
A bit smaller but even more tech stuff she'll never use.
And after seeing the dealer sheet, sure would be nice to get the A or D plan, they were $1500+ better then the X-plan
MSRP 48120
Invoice 45121
A-plan 43509 1612
D-plan 43609 1512
X-plan 45667 -546
Edge = MKZ
Escape = MKC
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Cargo Master
Joined: Aug 2010
Posts: 3,225
Likes: 63
But the difference between the MKC-Escape is a bit more then the difference between the MKZ-Edge
Of the 2 vehicles I was comparing, the Edge would have been at least several $K more to come closer in options to what the MKC had.
So with the Lincoln incentives, the Edge, if it was similarly equipped, couldn't come close to the MKC price.
And you do get some bonuses with the MKC, Ford likes to call it the Lincoln advantage, or something like that.
Longer warrantees, life time roadside assistance included for 2 years, loaner and wash whenever in for service etc.
Cargo Master
Joined: Dec 2003
Posts: 2,293
Likes: 2,045
From: Central MO
I am well aware that the MKZ (had one) and the MKC are based on the Edge and Escape platforms.
But the difference between the MKC-Escape is a bit more then the difference between the MKZ-Edge
Of the 2 vehicles I was comparing, the Edge would have been at least several $K more to come closer in options to what the MKC had.
So with the Lincoln incentives, the Edge, if it was similarly equipped, couldn't come close to the MKC price.
And you do get some bonuses with the MKC, Ford likes to call it the Lincoln advantage, or something like that.
Longer warrantees, life time roadside assistance included for 2 years, loaner and wash whenever in for service etc.
But the difference between the MKC-Escape is a bit more then the difference between the MKZ-Edge
Of the 2 vehicles I was comparing, the Edge would have been at least several $K more to come closer in options to what the MKC had.
So with the Lincoln incentives, the Edge, if it was similarly equipped, couldn't come close to the MKC price.
And you do get some bonuses with the MKC, Ford likes to call it the Lincoln advantage, or something like that.
Longer warrantees, life time roadside assistance included for 2 years, loaner and wash whenever in for service etc.
Hotshot
Joined: Apr 2013
Posts: 10,120
Likes: 652
From: NH
I like the MKC better than the Edge or MKX. Very Audi Q5-esque. Lincoln is actually doing a good job at differentiation from Ford, even if it is subtle. I'd really like to see Lincoln become a major player in the global luxury wars.
Cargo Master
Joined: Dec 2003
Posts: 2,293
Likes: 2,045
From: Central MO
Agreed! Lincoln is making strides, and I love the product they've been putting out. We're may replace our Flex with the Explorer sibling when it shows up in '19/'20.
Laughing Gas
Joined: Jan 2010
Posts: 817
Likes: 23
It would take XPlan and $10K off between rebates and hold back before I would ever consider a 17. The New trucks look Great and offer some nice upgrades, but I can't justify the cost of ownership with my intended use.
Congrats to those who will be getting one soon! I look forward to seeing them on the road.
Congrats to those who will be getting one soon! I look forward to seeing them on the road.
New User
Joined: May 2016
Posts: 17
Likes: 0
Ok guys. Figured I'd put this out there and take a shot. My step-mother's father retired from Ford and he was the source of an X-Plan pin for me before. He's unfortunately passed away and also relations with the step-mom aren't the best so I'm out of luck with a family connection at this point. Is there anyone here who knows of an extra pin code lying around? I'm in rural AL with very few dealerships so there's not much competition to motivate them on their pricing. I think an X-Plan deal is my only hope at paying somewhat close to invoice. And at $65-$70k for the new truck any help is crucial. Hate to be needy but it is what it is. It would be very much appreciated and if appropriate I'd be fine with making a payment for it as it would still help lots. Thanks
Prolocutor
Joined: Jan 2009
Posts: 13,618
Likes: 1,245
From: Western MA
Ok guys. Figured I'd put this out there and take a shot. My step-mother's father retired from Ford and he was the source of an X-Plan pin for me before. He's unfortunately passed away and also relations with the step-mom aren't the best so I'm out of luck with a family connection at this point. Is there anyone here who knows of an extra pin code lying around? I'm in rural AL with very few dealerships so there's not much competition to motivate them on their pricing. I think an X-Plan deal is my only hope at paying somewhat close to invoice. And at $65-$70k for the new truck any help is crucial. Hate to be needy but it is what it is. It would be very much appreciated and if appropriate I'd be fine with making a payment for it as it would still help lots. Thanks
https://www.eaa.org/en/eaa