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Personally I would walk away from this deal. If it were me I would figure out what I can afford. Find a truck a couple grand more and score the deal.
Your the only won in the conversation that knows what you can & cant afford. Put yourself out their on this and my money is on you scoring your ride. The guy is stoked that you agreed to meet him. He wants to stay stoked, that means he wants money in his pockets today.
Most people don't want the V8. Most want the diesel or V10 this is a big advantage for you.
Rezvani's Latest Post-Apocalyptic Monster Is a Ford F-150 Raptor Underneath
Slideshow: Called the Fortress, the 850-horsepower pickup combines Raptor underpinnings with military-inspired features, survival equipment, and a starting price of $285,000.