The move
I have no experience with Texas, so I can't say anything about how that state is. You could do a whole lot worse than Tennessee, though.
Texas I lived in regularly, when serving. It is not the place I prefer, and do not think I would move there without being told to. I don't like the place - the people are great, friendly and helpful, but the state ain't my cup of tea.
I told him I couldn't afford a mortgage, I already had a bunch of them, so was credit crippled. He said he didn't like banks, and asked me to see the house. We went, it was great - needs updating - everything in it is from the seventies, but it is peaceful (ish) large (ish) and very comfortable feeling.
I told him of my Stock Portfolio, with dividends and such payable anually, in March, and mentioned that I could pay a third of the value, each march, for three years, and $400 a month, to cover the interest, etc... I said I could pay monthly until March, then one payment of $4800, and one payment of the third of the value, that would cover all payments until the next year.
I did not think anyone would do anything like that, but I was wrong. I offered the references and proof, and he chose not to avail himself of them. He told me in his seventy two years, he had been wrong about someone once, and he cured that by divorcing her.. He shook my hand, and asked if I would write out an agreement.
I wrote one out, with the help of a Judge friend of mine, and we got it notarized, with all signatures, and we now have a 1560 square foot house, brick built, with three acres of land, some trees, maybe eighty of them, some grass, most of which is on a steep hill, and the house sits atop the hill, with a fence around it. We got in, with the payment of $400 - and the expectation of paying that monthly, until the first big payment.
All with a Gentleman's word, and handshake.
This is a wonderful end to a troubling time, though I still have the cabin to sell, along with the house in Washington, but we are living in our own house, in a wonderful valley, mountains all around, and a Y junction just at the end of the rather steep driveway.
The people of Tennessee have no bloody clue what a stop sign is, at least the two at the end of our drive.. every so often, somebody actually stops at it, but most folk just blast through at up to sixty - in a 40 zone. I sit in the living-room window, just waiting for the crunch that is bound to happen some day..
It's also interesting (potentially useful) that you have a half dozen state lines fairly close by
Once you are well settled in, send me an SASE and I will pack it with garden seeds!
*Terracing works well on hills. You should bag yourself a good tiller. Fallen tree branches also make excellent landscape timbers to form gardens - and you can't beat the price
Terracing the steep part of the hills is a great idea - we have a large grasshopper mower that manages side slopes pretty well, but there is one place I won't be mowing, so terracing that will be a life saver, literally.
We will send a SASE shortly, thank you, and will look forward to seeds arriving.
The best thing about getting this house, is that I get my Mac desktop computer back.. It is way too big to run in the Mack camper. Problem is I have been using the crappy PC laptop keyboard, so I am having to get used to this whisper soft mac keyboard again.
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