so i have my 2001 7.3 2wd ex and i owe $11,777.86 on it ... i pay $351 a month
i have been thinking about trading it in ( would pay it off) and seeing if when i trade it in if i can get a 4x4 v10 in trade.. and hopefully only owe maybe $5000 or less instead and that would probably lower my payments also to perhaps $150 a month or less....

thoughts and concerns .. discuss .. i love my 7.3 but i have been longing for 4x4 for a while .. and i need to get rid of payments or atleast lower them .. im getting in to that whole debt free thing and this is my last debt that i owe