Geico requires additional coverage for mechanical failures but they do not offer it for diesels.

 

I have it for my psd.

 

through geico? I have geico and will have to look into this....

 

Interesting... I'll have to look into it more. Maybe it's because I tried to add it on via their website. It allows me to add the coverage for my wife's car but says its unavailable for mine.

 

I did it over the phone when brand new...I think there is a limit as to how long you can wait.

I had my upper radiator hose repaired under it in Florida this summer.

No issues.

 

15 months, 15,000 miles, original owner. Those are the limitations for Mechanical failure coverage from Geico.

 

I don't think a fuel system ruined by water in the fuel would need to be covered under mechanical failure. It is a comprehensive damage claim. Just like if a tree fell on the truck or your son accidently shot a hole through the block while sighting in his rifle. I mean heck, if I get drunk and drive it into a river they will cover it, surely I'm covered if I unintentionally pump water laden fuel into the tank. I sent progressive an email and ask the question, i'll let y'all know what I get back. It may depend on what state you live in. The states exercise a lot of control over insurance.

 

Ok so here is an opportunity for some enterprising engineer...Why can't someone engineer a better aftermarket HPFP that doesnt disintegrate and sent metal chips into the system when some water is present?? Or maybe another inline water/fuel separator that actually shows a warning light BEFORE the HPFP fails...Hey Ford...are you listening?

 

Got a reply from Progressive. As I expected they would not commit to anything in an email. They also said that the state in which we live has a big impact on coverage. Guess I'll go read my policy.