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I also have the 03 4wd and use 285/75r16.
the look and ride are great. the only tiny rub I ever have is when I over steer. They are a nice fit. I would suggest sticking with E rating it seems to help with sway... stiffer sidewalls
I put the 285's on my 2000 2wd ex, with no complaints on rubbing. I felt the 265's did not fill the fenderwell enough. I believe the 285 are the perfect amount of rubber to fill the void, left by the 265's. After about 20k miles, the only problem i have is my MPG's have dropped down a bit. What brand of tire are you looking at?