I recently traded in my 2018 GMC Sierra 1500 for a Blue Jeans 2018 F-250 6.2 SXT and the previous owner or the guy at the dealership put a small ding on the passenger front fender around the wheel opening and a scraped it down to metal about 1/4" wide and 2" long. I used Ford's Blue Jeans touch-up on it and it looks better but still need to do something. Should I have my insurance company repair it?, throw on some Bushwacker OEM style flares or go with the wider style Bushwacker flares like Ford offers. The flares would cover the damage

 

I had a simular dent, i went with the aftermarket OEM style flairs.

 

Just buy a new truck......problem solved.
Otherwise, and if you like them, go with the flares.
Compare the cost of the flares to your deductible and a repair quote from a body shop and work from that.
Also, you might be taking a chance of your insurance rates going up so keep that in mind.
Let us know what you do.

 

I'd snag some OEM take offs and paint to match. Explain it to the sales guy and maybe he can work with the body shop to get you in and out with little cost and headaches.

 

See if the smaller OEM's from a KR will cover it those are clean and factory.