Notices
General NON-Automotive Conversation No Political, Sexual or Religious topics please.

whats your payment??

Thread Tools
 
Search this Thread
 
Old Feb 2, 2003 | 10:17 PM
  #16  
rbraughn's Avatar
rbraughn
Senior User
Joined: Feb 2003
Posts: 198
Likes: 1
From: Texas Gulf Coast
whats your payment??

Red Ranger,

What was your APR, and you have a 4X4, some of us quoted 4X2....however, it still looks like you paid a little much, A friend of mine bought a 4X4 Lariat 5.4 litre, FX4, nerf bars, and a turtle topper for $26,999 drive out.
 
Reply
Old Feb 2, 2003 | 10:23 PM
  #17  
BuiltToughF250's Avatar
BuiltToughF250
Thread Starter
|
Posting Guru
Joined: Jun 2002
Posts: 2,375
Likes: 1
From: inver grove heights MN
whats your payment??

im paying 4.5 percent interest on my truck. so far its the lowest the bank will go for me.
 
Reply
Old Feb 2, 2003 | 10:26 PM
  #18  
PSD_Power's Avatar
PSD_Power
More Turbo
20 Year Member
Joined: Mar 2002
Posts: 633
Likes: 0
From: Oregon USA
whats your payment??

redranger1, That does seem kinda high mine was about 32,000. After a 4,000 down payment. mine is about a hundred bucks less than yours. ouch

on edit: 3.9% APR


My Gallery
 
Reply
Old Feb 2, 2003 | 10:41 PM
  #19  
BuiltToughF250's Avatar
BuiltToughF250
Thread Starter
|
Posting Guru
Joined: Jun 2002
Posts: 2,375
Likes: 1
From: inver grove heights MN
whats your payment??

REDRANGER- you do seem to have a large montly payment.
at the cost multiplied by 60 months, you are paying over $ 41,000 for your truck. that says to me that you either pay an extremely high interest rate, OR that you traded in a vehicle towards it that you owed more on, than the vehicle was worth. if so, you were "upside down" on your last loan, now you have no option, but if its just high interest you should be able to refinance and get a lower payment.
 
Reply
Old Feb 2, 2003 | 10:48 PM
  #20  
redranger1's Avatar
redranger1
Posting Guru
Joined: Dec 2001
Posts: 1,110
Likes: 0
From: Iberia, USA
whats your payment??

Originally posted by rbraughn
Red Ranger,

What was your APR, and you have a 4X4, some of us quoted 4X2....however, it still looks like you paid a little much, A friend of mine bought a 4X4 Lariat 5.4 litre, FX4, nerf bars, and a turtle topper for $26,999 drive out.
jeez! no wonder i cant sell my truck!!! and yes i did trade my 98 ranger in on it. but i was only about $2000 upside down on it. i gave $28,000 fer the truck. oh, and i did add my sales tax to the loan. i am not sure what the apr is. ill look tomarrow and see what i can find. i was thinkin that it was about 5.9% though. i know one thing, buyin this truck new is certainly a learning experiance fer me!


-nathan
 
Reply
Old Feb 2, 2003 | 11:16 PM
  #21  
Vampiro's Avatar
Vampiro
Cargo Master
20 Year Member
Joined: Sep 2001
Posts: 3,135
Likes: 0
From: Canada
whats your payment??

i pay 0 a month with 0 down. i like that. i only pay for gas, repairs and insurance
 
Reply
Old Feb 3, 2003 | 05:47 AM
  #22  
sportscar's Avatar
sportscar
Senior User
Joined: Nov 2001
Posts: 287
Likes: 2
whats your payment??

Anybody refinance their truck. I saw an outfit online, Capital One, www.capitalone.com offering a rate a few percent lower than I have. Got to look into it.
 
Reply
Old Feb 3, 2003 | 07:12 AM
  #23  
AOGDEN's Avatar
AOGDEN
Senior User
Joined: Apr 2002
Posts: 467
Likes: 0
From: WEEDSPORT NY
whats your payment??

"0"
 
Reply
FTE Stories

Ford Trucks for Ford Truck Enthusiasts

story-0

10 Ways Ford is LOSING to the Competition

 Joe Kucinski
story-1

Top 6 Best Deals Available on New Fords & Lincolns Right Now

 Brett Foote
story-2

This Hennessey Takes the Expedition Tremor's Off-Roading Capability to the Next Level

 Verdad Gallardo
story-3

Top 10 Fords at 2026 Carlisle Ford Nationals

 Joe Kucinski
story-4

3 Best / 3 Worst Parts of Modern Ford Ownership

 Brett Foote
story-5

10 Amazing Upgrades That Solve Common Ford Truck Owner Headaches

 Pouria Savadkouei
story-6

Every 2026 Ford Engine Explained

 Brett Foote
story-7

10 Ugly Ford Trucks That We Still Kinda Love

 Joe Kucinski
story-8

10 Things Every Truck Owner NEEDS (2026 Edition)

 Michael S. Palmer
story-9

Rezvani's Latest Post-Apocalyptic Monster Is a Ford F-150 Raptor Underneath

 Verdad Gallardo
Old Feb 3, 2003 | 09:04 AM
  #24  
vinny8's Avatar
vinny8
Tuned
20 Year Member
Joined: Apr 2002
Posts: 252
Likes: 0
From: Chicago area
whats your payment??

Put 11,000 down..borrowed the rest..about 20,000 at
0.9 % for 36 months = 611.00 per month...justified the payment
by noting that I only have 23 house payments left..so the house
and the truck will be paid off in 2005...God willing..
Lisa
 
Reply
Old Feb 3, 2003 | 01:45 PM
  #25  
tw's Avatar
tw
More Turbo
25 Year Member
Joined: Aug 2000
Posts: 721
Likes: 1
From: Floyd, Va
whats your payment??

Peoplefirst.com is refinancing at
5.29% at 36months
5.75% 37-60 months
6.35% 61-72 months


I borrowed for my expedition from them, and liked it so much i refinanced my pickup with them as well. The low advertised rates are attainable, i got the lowest on both my rigs. Apply on line and they call you back within minutes. They mail you a check within a couple days.

Im not usually one to advertise, but they were the easiest transactions ive ever made. You can check your ballance and everything online. No penalty for early payment. Cant find a problem with it.

Tony Warren
Nebraska
 
Reply
Old Feb 3, 2003 | 06:53 PM
  #26  
1956MarkII's Avatar
1956MarkII
Lead Driver
20 Year Member
Joined: Apr 2002
Posts: 7,746
Likes: 7
From: Tampa Bay, FL USA
whats your payment??

Originally posted by theonlybull
$0/ month, for 0 months........ god that feels good, i own both my f-100, and my grand marquis
Same boat, same great feeling! Payments are ZERO!!!!
 
Reply
Old Feb 3, 2003 | 08:41 PM
  #27  
sportscar's Avatar
sportscar
Senior User
Joined: Nov 2001
Posts: 287
Likes: 2
whats your payment??

TW., Thanks for the info on People First. Looks like a good national outfit -- and Ford has already made enough on me.
 
Reply
Old Feb 3, 2003 | 09:18 PM
  #28  
wabiker's Avatar
wabiker
Posting Guru
Joined: Nov 2002
Posts: 1,197
Likes: 0
From: mesa, az
whats your payment??

$22,000...!?!?....My first house on 2.5 acres cost $23,000...!
Then again...at that time people were standing in line for a $5.00hr job....
$3000.00 for the truck, $8995.00 for the bike...free and clear...Ive never had the luxury to pay more than that for any transportation....But if I could I would...
 
Reply
Old Feb 4, 2003 | 06:11 AM
  #29  
mick460's Avatar
mick460
Elder User
20 Year Member
Joined: Jan 2002
Posts: 788
Likes: 0
From: CHEESELAND, USA
whats your payment??

It's hard for me to see a lot of you guys are paying more per month than what I have on some of my big trucks. That's really to bad. I know what is left of my mortage and I will be done in 4 years. And even that payment is less. Who says the economy is in the dumps. $500 and up truck payments......you gotta love your truck.
 
Reply
Old Feb 4, 2003 | 01:25 PM
  #30  
brienobrien's Avatar
brienobrien
Elder User
Joined: Jun 2002
Posts: 839
Likes: 0
From: Brooklyn
whats your payment??

I am in the ZERO club as well. I have a small home equity line for a cushion should I want something newer than my 2000 Accord and 96 Ranger. I am toying with dumping the Accord for a newer Acura or Lexus. My Fords are all set. My 51 F-3 needs some paint this spring, and my 96 Ranger XLT has 70,000 miles and requires a little buffing. Of course the MG is perfect, as I knock on wood.
 
Reply



All times are GMT -5. The time now is 08:34 AM.

story-0
10 Ways Ford is LOSING to the Competition

Slideshow: 10 ways Ford is losing to the competition

By Joe Kucinski | 2026-06-15 09:52:01


VIEW MORE
story-1
Top 6 Best Deals Available on New Fords & Lincolns Right Now

Some great targets in today's expensive world.

By Brett Foote | 2026-06-15 09:35:19


VIEW MORE
story-2
This Hennessey Takes the Expedition Tremor's Off-Roading Capability to the Next Level

Slideshow: The VelociRaptor Expedition gains a lift, upgraded suspension, Brembo brakes, and trail-ready equipment while retaining the stock 440-horsepower EcoBoost V6.

By Verdad Gallardo | 2026-06-12 11:01:55


VIEW MORE
story-3
Top 10 Fords at 2026 Carlisle Ford Nationals

Slideshow: Top 10 Fords at 2026 Ford Nationals

By Joe Kucinski | 2026-06-09 11:10:08


VIEW MORE
story-4
3 Best / 3 Worst Parts of Modern Ford Ownership

Based on years of owning multiple modern Ford products.

By Brett Foote | 2026-06-09 10:53:36


VIEW MORE
story-5
10 Amazing Upgrades That Solve Common Ford Truck Owner Headaches

SPONSORED: From muddy boots to rain-soaked cargo, these upgrades address some of the most common frustrations Ford truck owners face every day.

By Pouria Savadkouei | 2026-06-08 18:50:34


VIEW MORE
story-6
Every 2026 Ford Engine Explained

Here's everything you need to know about every Ford engine available for the 2026 model year.

By Brett Foote | 2026-06-05 12:58:01


VIEW MORE
story-7
10 Ugly Ford Trucks That We Still Kinda Love

Slideshow: 10 ugly Ford trucks that we still kinda love.

By Joe Kucinski | 2026-06-03 09:51:16


VIEW MORE
story-8
10 Things Every Truck Owner NEEDS (2026 Edition)

Slideshow: the best gifts for dads & grads

By Michael S. Palmer | 2026-06-03 15:43:58


VIEW MORE
story-9
Rezvani's Latest Post-Apocalyptic Monster Is a Ford F-150 Raptor Underneath

Slideshow: Called the Fortress, the 850-horsepower pickup combines Raptor underpinnings with military-inspired features, survival equipment, and a starting price of $285,000.

By Verdad Gallardo | 2026-06-03 11:38:36


VIEW MORE