frame damage
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Joined: Nov 2002
Posts: 2
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From: West Mifflin USA
frame damage
I have a '02 edge and I was rear ended which bent the frame downward and caused the right frame rail to bend which in turn caused considerable more damage underneath the vehicle. I was fortunate enough to have had a class 3 hitch installed a couple days before the accident which I believe saved my life. The vehicle that hit me was doing 50 to 60 when I was doing 3. It kept the bed from joining me in the cab but it caused the frame to totally blow out.
Frame work: It takes two ford techs almost 60 hours to replace the frame, the truck should have been totaled but if the insurence companies can save 5 dollars they will. The truck will never ever be right again but due process makes it better.
My advice if your in an accident and the vechile gets frame damage figt to get it totaled no mattter how good the tech it still won't be right.
Frame work: It takes two ford techs almost 60 hours to replace the frame, the truck should have been totaled but if the insurence companies can save 5 dollars they will. The truck will never ever be right again but due process makes it better.
My advice if your in an accident and the vechile gets frame damage figt to get it totaled no mattter how good the tech it still won't be right.
Posting Guru
Joined: May 2002
Posts: 1,495
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From: Northwest Fl
frame damage
You may already be aware of diminished value in insurance terms but here in Georgia there have been several class action suits against insurance companies because of there failure to consider the decreased vehicle value after it has been involved in a major accident. Some of the companies are now paying this as result of the court actions.
When my daughter was involved in an accident several years ago, the insurance company of the other driver (at fault) pushed to settle without totaling my daughters car. My insurance company adjuster, off the record of course, suggested I mention diminished value compensation in my next conversation with the other adjuster. Funny how quickly they became interested in totaling and closing the claim.
I know insurance laws vary by state but some states do recognize this reduced vehicle value as a result of an accident to be something the insured should be compensated for from the insurance companies. Good Luck
When my daughter was involved in an accident several years ago, the insurance company of the other driver (at fault) pushed to settle without totaling my daughters car. My insurance company adjuster, off the record of course, suggested I mention diminished value compensation in my next conversation with the other adjuster. Funny how quickly they became interested in totaling and closing the claim.
I know insurance laws vary by state but some states do recognize this reduced vehicle value as a result of an accident to be something the insured should be compensated for from the insurance companies. Good Luck
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