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Allstate commercial - rant

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Old Mar 30, 2008 | 12:38 PM
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Allstate commercial - rant

I just saw a commercial for Allstate insurance, which claims they offer you a bonus check for every six months that you go without having a car accident. They showed a stop sign, and the guy says "stopping - it's not that hard." Then they flash the bonus check. As if not killing someone, permanently disabling someone, or running over a pederstrian isn't enough incentive to stop at a stop sign already. Now we have to offer people money not to break the law and to use common sense. What are we coming to?
 
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Old Mar 30, 2008 | 12:45 PM
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Originally Posted by fmc400
What are we coming to?
I think we might already be there. And a lot of it ain't real good.
 
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Old Mar 30, 2008 | 01:28 PM
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Sound too good to be true........

I have a hunch you "pre-pay" these "bonuses" through a slightly increased regular premium, then they rebate the overcharge if you are accident free. This more like a free loan for the insurance company.
 
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Old Mar 30, 2008 | 01:30 PM
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i've got all state, although i'm not signed up for that plan.

Its mostly marketing
 
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Old Mar 30, 2008 | 01:35 PM
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Originally Posted by fmc400
I just saw a commercial for Allstate insurance, which claims they offer you a bonus check for every six months that you go without having a car accident. They showed a stop sign, and the guy says "stopping - it's not that hard." Then they flash the bonus check. As if not killing someone, permanently disabling someone, or running over a pederstrian isn't enough incentive to stop at a stop sign already. Now we have to offer people money not to break the law and to use common sense. What are we coming to?
I understand what you are saying, and I have seen the commercial. However, my take on it is to get people to pay more attention while they are driving and maybe by doing so you will become a safer driver. The commercial might be a little more believable if they showed someone talking on a cell phone while driving
 
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Old Mar 30, 2008 | 02:15 PM
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It want change anybody's driving, Nobody will hang up and drive. It will be more like I didn't have an accident in the last six months, now pay me. The site where I work gives an incentive every month if no recordable's. People come into my office asking Did we get it this month? Its about $400.00 a month but with so many employee's its almost impossible.
 
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Old Mar 30, 2008 | 09:03 PM
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All BS..I use Allstate and they aren't sending any money to us..I would agree with aerocolorado, u sign up for a 'special plan", pay an extra 40 percent premium, and Allstate gives u 3 percent back every six months.
Sounds like fraud to me.
 
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Old Mar 31, 2008 | 01:47 PM
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Originally Posted by fmc400
I just saw a commercial for Allstate insurance, which claims they offer you a bonus check for every six months that you go without having a car accident. They showed a stop sign, and the guy says "stopping - it's not that hard." Then they flash the bonus check. As if not killing someone, permanently disabling someone, or running over a pederstrian isn't enough incentive to stop at a stop sign already. Now we have to offer people money not to break the law and to use common sense. What are we coming to?

It's their way of saying you watch too much television.
 
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Old Mar 31, 2008 | 02:31 PM
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Originally Posted by 924x2150
All BS..I use Allstate and they aren't sending any money to us..I would agree with aerocolorado, u sign up for a 'special plan", pay an extra 40 percent premium, and Allstate gives u 3 percent back every six months.
Sounds like fraud to me.
its about 15% of your premium and the cash back is 5% at your renewal, also deductible rewards 100 bucks off your deductibles every 6 mts your ticket and accident free, and accident forgivness, your allowed 3 accidents in 3 years, you dont lose your good driving discounts nor surcharged for the accident.

nobody likes paying insurance period, nothing wrong with a company giving incentives to try and stay out of incidents
 
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