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I get crap from Netflix all the time. The only time I hear from a credit card company is when they send me something telling me I'm not even qualified to mop their floors!
Last edited by big hoss 29; Aug 8, 2007 at 04:34 PM.
When I have to give my personal info, I try to use a specific clue in the way I put the
name or address, so I can recognize who the mailers got the info from. I too, get
credit card crap constantly, a lot courtesy of a mortgage lender I used 10 years ago.
I take all the garbage from the junk mail, and whatever else is lying on my table, and send it back to them in their pre-paid envelope. Because it is overweight, they have to pay for extra postage when they get it back... After a while, I stopped getting so much junk mail! I guess they got the message!!!
I used to send the junk mail back, but then the credit card companies that I have accounts with send me offers all of the time, and I'm afraid I'll mix up a junk letter with an actual bill or statement when I send it back. So, when it's with a company that I use, I go ahead and open it.
Other than credit card offers and junk from Fingerhut, my junk mail is minimal. Only thing is... I get at least 2 offers a day. This week, it's been quite a bit heavier, though.
I shred all the credit card offers. I don't need any more credit cards, (I have one only) but just putting them out with the trash could invite some lowlife to fill in the blanks with my name on it.
I shred all the credit card offers. I don't need any more credit cards, (I have one only) but just putting them out with the trash could invite some lowlife to fill in the blanks with my name on it.
That is a great idea, especially when they send out those "convenience checks"
that you (or your freindly neighborhood bin diver) can use as you please. I made about 20 gallons of credit card coleslaw last week!
I ain't gonna lie... I've got three cards. BUT, I don't put anything on them that I don't pay off when the statement comes the next month. That's one thing I ain't done yet... Pay interest on a dad-gum credit card. After seeing my folks go through a bankruptcy, I've been *scared* of them. They come in handy, but only handy enough for me to pay off the next month...
That's kinda why I'm suprised the same CC companies that I do business with send me more offers... They don't make a dime off of me. Whenever I use their money, it comes right back to them within 30 days.
I got a shredder for Christmas a few years ago... It's got several miles on it, but for the most part, the junk mail goes back. I know my mailman hates me... Even those "weekend sale" circlers that come from week to week...
They go right back in and the little red flag goes right back up!
I just send back what they sent me in their postage paid envelope along with coffee grounds (used), empty cigarette packs or anything to make it weigh more.
I shred all the credit card offers. I don't need any more credit cards, (I have one only) but just putting them out with the trash could invite some lowlife to fill in the blanks with my name on it.
I hear that shredded paper makes good compost starter. I've heard that using a company like LifeLock will help stop unwanted junkmail.
I probably get about 3 offers a week to consolidate my student loans with different companies. That is really annoying.
If you call 1-888-5-OPT-OUT all three credit bureaus will stop giving your info to people. I just called the other day so I'm hoping to stop receiving so many offers.