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Well, I ran into some bad luck last night. I had just bought a 1993 Ranger 4x4 auto 4.0 in perfect shape with the buckets and power everything about six hours prior to hitting the deer. He ran into the road right into the front fender and then ruined the power mirror and then supercab then the back of the bed. The amazing thing is that it didn't kill him and there is only about 2 drops of blood on the truck. The only time I got a good look at him is when he hit the (drivers) door (was dark out) and I would bet he was around a 10 point. Sorry for the rant but I was just wondering what an estimated repair would be for the items mentioned above plus paint and i was going to see if someone has had a similar experince.
Pictures To Come Later
K-460
(Bought to replace 1994 in sig, will change later)
Ummmm, I really hate to be the bearer of reality but a 93 ain't worth $4k, like it or not. However, you need to call your insurance agent and file a claim since this is what you buy insurance for. If you have good insurance then this will be filed on your comp and not collision (regarded as an "act of God"). And unless you form the habit of this bad luck (pretty unlikely) your rate will not go up.
*Without pics it's impossible to put a price on this. And even with pics you must understand that the hourly rate for bodywork vaires widely across the country. Take it to a shop and get an estimate; it's the only way and it will take about 30 - 45 minutes of your time.
Last edited by CowboyBilly9Mile; Nov 14, 2006 at 11:13 PM.
Related deer story for you reading pleasure....
Driving my E350 Horton ambulance with patient on the cot in back, my partner tending to him and his dislocated shoulder, when I glance to my left to see a two-pointer hard charging for my door. With a dump truck to my right I hit the brakes and he crashed through my window covering me with shards of glass. The west coast mirrors were trashed and the door dinged up beyond banging out.
I let out a hardy yelp and stopped the truck. After another truck took our patient I dragged the dead bugger out of the road and posed with him like a proud hunter--holding the bucks antlers.
My boss didn't find hunting with ford amusing though.
I had to remind him who hit who.
hit one about 3 days ago with the semi, actually he also hit me right below the drivers door but all that one did was wipe the dirt off the side of the truck but the duals made a mess out of him. Believe it or not, it's not uncommon to not kill them when struck by a vehicle, I have seen lots of them run off after going over the top of a car. The run I am on now I have had for a little over 3 yrs, I leave at around 2am and so far in that time I have hit 7 deer, 5 owls, 3 pheasent, and countless little critters like cats, possums, coons etc. (I drive through southern Iowa rural areas, on a rural 2 lane US hwy)
As to the damages, my wife hit one with my F250 a couple years ago, dented the bumper, and broke the grill, no paint or other body damage at all, and the estimate to fix it at a body shop was right at $1000 (factory bumper $458, factory grill was $180 rest was labor which seems high but just wanted the estimate anyway)
Don't know what state you are in and insurance laws vary some, but in most states if you hit a deer the only way insurance will cover it is if you have comprehensive and collision coverage. Most people don't buy that for older vehicles, they only buy liability coverage. Full coverate isn't worth the expense. Even if you had c/c you'd still have a deductible of whatever amount you chose and for an older vehicle the likely scenario is the insurance company would just say it is a total and offer a minimal sum for it. Older vehicles in good condition are worth alot more rolling down the road than they are on the market and fair market value is all the company will pay. They are only obligated to pay repair cost where it is less than the total loss value, what they call the "acv". This is not their fault, it is what the contract you bought says, but they all are basically the same on this. So you can call your agent to verify but this would be the normal scenario. Even with salvage parts this is probably an expensive repair. Hate it when this happens .
Last edited by customstringer; Nov 15, 2006 at 01:34 PM.
Ummmm, I really hate to be the bearer of reality but a 93 ain't worth $4k, like it or not.
Well, in fact around here they are worth that. I just sold my 1994 3 liter supercab with no where near the options and in much worse condtion with more miles for $ 3500
Used trucks are high fellows, people don't blink when they ask a grand for a 200,000 mile rusted out piece of crap around here. Some rust and only 150,000 miles is 2,500.00. It seems the newer the truck, better the deal, those old ones are made of gold don't ya know ?
Yeah, 4 grand for mine. 94 XLT, reg cab, 4.0L, stick, new tires at the time. Worth every penny and would do it again.
Terribly sorry about your story. We took an interesting hit from one last December. On the way to a hunting trip at our lease, we were in the left lane passing a guy in the right lane (4 lane highway in the middle of north central Texas). The deer ran in front of him, he never hit the brakes, it slammed into his front bumper then flew into our lane, our GMC ran pretty much over it, just hit both differentials and some miscellaneous stuff on bottom. Boy it wasn't a pretty sound though.
I wish it were true that you could get that kind of money in an insurance settlement but they are going to go by the book. Even in excellent condition a mid 90's Ranger with a/c and commonly equipped is probably going to top out at about $2500. The value of the trucks to us is more than just about the money.
But, this is also often why you can get a good deal on a used one traded in at a dealership. Higher mileage trucks in decent condition are not typically vehicles they are going to keep on their lots, or at least not for very long. They might keep it a short time or just straight out wholesale it because they want the later models for their inventory. So if you keep your eye out or have a buddy at a dealership, he can watch the trades and if you time it right, you'll get a truck that should be worth more than book value for the book value price, because the dealer wants to move it. That's how I got mine. Traded in on a Friday, sold that Monday. If you have to replace yours, that's one approach to landing a good one.