Teaching Money
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Post Fiend
Joined: Jan 2006
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From: Charlotte, NC
Originally Posted by polarbear
Oh really? 
You better hope my wife, the special Ed Teacher in a public school, doesn't read that post Ken. She'll fly down there and smack you alongside the head with a dictionary.
Seriously though- that post was insulting and demeaning to everyone in the Education field.
You better hope my wife, the special Ed Teacher in a public school, doesn't read that post Ken. She'll fly down there and smack you alongside the head with a dictionary.
Seriously though- that post was insulting and demeaning to everyone in the Education field.
We had outstanding teachers in my High School, but the political correctness aspect of it was missing back then.
Kind of
....but I don't care...It's my thread (haha)Steve
Post Fiend
Joined: Feb 2004
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From: Damascus-Boring, Ore
There ya go! 
What rankled me on the previous post/rant is that I look at schools (and School Districts) the same way I look at used cars and trucks: Some are really outstanding, some are real stinkers, most fall in between the two. A big price tag, however, is no guarantee of the desired results.
That being said, it's unfair (and highly inaccurate) to paint all schools or districts with the same brush. Those that do generally don't participate in the system and the decision-making process. Which makes them part of the problem- not part of the solution.
You'll find the most successful districts have an active parent body involved in the decision-making process. It's participation that makes the system work, and lack of it that causes it to fail. That and 98 cents will buy you a coffee at Starbucks.
What rankled me on the previous post/rant is that I look at schools (and School Districts) the same way I look at used cars and trucks: Some are really outstanding, some are real stinkers, most fall in between the two. A big price tag, however, is no guarantee of the desired results.
That being said, it's unfair (and highly inaccurate) to paint all schools or districts with the same brush. Those that do generally don't participate in the system and the decision-making process. Which makes them part of the problem- not part of the solution.
You'll find the most successful districts have an active parent body involved in the decision-making process. It's participation that makes the system work, and lack of it that causes it to fail. That and 98 cents will buy you a coffee at Starbucks.
Post Fiend
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thet should teach finacial responsibility in schools, starting in grade school, i should they already do, its called math. then as they grow older start teaching them more about finances and such, but for some reason schools feel teaching shakespeare 100 times over is better than teaching money matters.
as far as the off topic of teachers, it depends on the school and the individual, the high school i went to were full of idiots, maybe just 3 or 4 teachers were good, the rest were there to collect paychecks. but i know there are schools that are just the opposite also with people never having nothing but compliments for the teachers. even in the Navy, the schools there had the ones who liked to teach, and the ones that were there for their "slack" shore duty.
i have only known one teacher personnally, she garduated from school with a psychology degree and got hired to be a high school world history teacher.....now, i don't know the system good and all, but i can say this woman didn't know anything about world history, not alone enough to teach at a high school level, but they hired her because she has a degree!
as far as the off topic of teachers, it depends on the school and the individual, the high school i went to were full of idiots, maybe just 3 or 4 teachers were good, the rest were there to collect paychecks. but i know there are schools that are just the opposite also with people never having nothing but compliments for the teachers. even in the Navy, the schools there had the ones who liked to teach, and the ones that were there for their "slack" shore duty.
i have only known one teacher personnally, she garduated from school with a psychology degree and got hired to be a high school world history teacher.....now, i don't know the system good and all, but i can say this woman didn't know anything about world history, not alone enough to teach at a high school level, but they hired her because she has a degree!
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Post Fiend
Joined: Jan 2006
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From: Charlotte, NC
Originally Posted by I6power
Ok, ill give some input from the younger audience (21).
The problem with the kids my age (and myself) is that we are fairly dumb. Me for example, im pretty sure i know how to get rich, but i dont do it cause im lazy and i want to buy parts for my car/truck i want to buy some video games, and i want to buy beer. I want to take road trips to concerts, and spend that extra $70 so that i can hang out with jason bonam. My buddy came with me a few weeks ago as i went to buy computer parts at best buy. He just happened to see a samsung flatscreen that was pretty sweet so he bought it on the spot. $1200. Hes not rich, nor is his parents. Obviously most of my friends arnt this bad, but its a great example. Typically most of our money is spent on small things, like dvds or something. I wont bring in the drug variable too much cause thats obviously controversial, but if your an officer then you know probably better than i do that 90% of kids spend a hell of a lot of money on it.
Now how does the problem get solved? We get our asses out of the house and realize that its a pain being broke all the time. Then we think, where did the money go. Then you research where it went, where it shouldve went, and so the learning begins. The reason why most kids wont be able to be educated on it is simple. They just dont care. And just like when we hear things we dont want to hear, it goes right out the other ear. There are very few kids that will acknowledge they arnt as smart as they thought they were with money, and decide to learn about it.
As you said you dont have to make a lot of money to be rich, but rather know what to do with the money you make. Most millionaires today or "wealthy people" are your neighbors and typically the average person. They know how to budget their money and have the self controll to not buy crap they dont need (impulse buying partially). There are people out there that can go out and buy what the want and it wont affect them, but there arnt as many as youd think.
And so far as reading material, im reading "The Millionaire Mind" and "The Everything Investing Book."
The problem with the kids my age (and myself) is that we are fairly dumb. Me for example, im pretty sure i know how to get rich, but i dont do it cause im lazy and i want to buy parts for my car/truck i want to buy some video games, and i want to buy beer. I want to take road trips to concerts, and spend that extra $70 so that i can hang out with jason bonam. My buddy came with me a few weeks ago as i went to buy computer parts at best buy. He just happened to see a samsung flatscreen that was pretty sweet so he bought it on the spot. $1200. Hes not rich, nor is his parents. Obviously most of my friends arnt this bad, but its a great example. Typically most of our money is spent on small things, like dvds or something. I wont bring in the drug variable too much cause thats obviously controversial, but if your an officer then you know probably better than i do that 90% of kids spend a hell of a lot of money on it.
Now how does the problem get solved? We get our asses out of the house and realize that its a pain being broke all the time. Then we think, where did the money go. Then you research where it went, where it shouldve went, and so the learning begins. The reason why most kids wont be able to be educated on it is simple. They just dont care. And just like when we hear things we dont want to hear, it goes right out the other ear. There are very few kids that will acknowledge they arnt as smart as they thought they were with money, and decide to learn about it.
As you said you dont have to make a lot of money to be rich, but rather know what to do with the money you make. Most millionaires today or "wealthy people" are your neighbors and typically the average person. They know how to budget their money and have the self controll to not buy crap they dont need (impulse buying partially). There are people out there that can go out and buy what the want and it wont affect them, but there arnt as many as youd think.
And so far as reading material, im reading "The Millionaire Mind" and "The Everything Investing Book."
But I'm definitely not encouraging anyone to be a stick-in-the-mud.....What the heck, you might be dead tomorrow and had never had any fun...BUT....Maybe set aside certain percentages to savings & investing...do it automatically (a la "David Bach")....then spend the rest on "stuff" (cars, DVDs, etc.)......(making sure the bills are paid, of course...haha) The key is, when you have it allocated before you have a chance to spend it, YOU'LL NEVER MISS IT!....and your personal wealth will just grow and grow........
Don't give up on your friends either......Try to teach them, anyway.....
Steve
Last edited by cmpd1781; Oct 25, 2006 at 07:28 PM.
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Post Fiend
Joined: Jan 2006
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From: Charlotte, NC
Originally Posted by john112deere
I agree, Polarbear, and further, I think that if anyone but the Webmaster had posted it, there would have been trouble.
I received a damn good education from a public school system, that was sorely underfunded (and still is). I can't speak with authority on any others, but Wachusett Regional High School is most certainly not crap. Do I think that every additional cent that might be sent there would be put to good use? Not at all, it's bureaucracy and there will be wasted money. Do I think that more money sent there would make it better? Absolutely. It's tough to pay attention when water is dripping through the roof onto your desk...
I received a damn good education from a public school system, that was sorely underfunded (and still is). I can't speak with authority on any others, but Wachusett Regional High School is most certainly not crap. Do I think that every additional cent that might be sent there would be put to good use? Not at all, it's bureaucracy and there will be wasted money. Do I think that more money sent there would make it better? Absolutely. It's tough to pay attention when water is dripping through the roof onto your desk...
Post Fiend
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Public school is a waste. I look at the proportion of my property tax dollars and wonder just where the hell it's going. (The only thing I can figure is the buildings themselves). My high school experience was a freaking joke, I didn't know how much I didn't know until I reached college. We pour way to much money into crap like sports (yes I said it) and not enough into fundamental learning such as history, science, literature, writing, etc.
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Post Fiend
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From: Charlotte, NC
Eventually...we'll get back on topic......Younger members...where is your money going and is anyone older and more experienced trying to cuff you on the ears and teach you how to be financially secure?.....C'mon I6power....get the young 'uns together to join this thread!......
Steve
Steve
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From: Maine
Originally Posted by cmpd1781
Eventually...we'll get back on topic......Younger members...where is your money going and is anyone older and more experienced trying to cuff you on the ears and teach you how to be financially secure?
I learned a lot from my family about saving saving money and financial responsibility. I also learned that there are more important things than money, and for the last several years, I've chosen to take opportunities that didn't bring me much money, but were more fulfilling in other ways. So, I'm nearly broke, but happy right now.
Another important lesson came from a high school math teacher. He spent several days going over how interest works, going through lots of real-life and made-up but realistic examples of how much money you could make just by not spending it, and how much it costs to buy things by making payments over a long period of time. It wasn't in the book, and it wasn't on the test, but he thought it was important for us to see how it worked.
*I'm 19, btw.
Post Fiend
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Originally Posted by jmono
hikiefus, why do you consider sports crap?
spending on sports is crap, my highschool went out of their way to make sure their football team always had the latest and greatest, in the mean time, several classes i went to just had enough text books for each desk, not each student, but as long as we maintained our "division 4a competiveness" no one cared, not even the brainwashed by sports parents.
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Post Fiend
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From: Charlotte, NC
Originally Posted by john112deere
That was the topic??
I learned a lot from my family about saving saving money and financial responsibility. I also learned that there are more important things than money, and for the last several years, I've chosen to take opportunities that didn't bring me much money, but were more fulfilling in other ways. So, I'm nearly broke, but happy right now.
Another important lesson came from a high school math teacher. He spent several days going over how interest works, going through lots of real-life and made-up but realistic examples of how much money you could make just by not spending it, and how much it costs to buy things by making payments over a long period of time. It wasn't in the book, and it wasn't on the test, but he thought it was important for us to see how it worked.
*I'm 19, btw.
I learned a lot from my family about saving saving money and financial responsibility. I also learned that there are more important things than money, and for the last several years, I've chosen to take opportunities that didn't bring me much money, but were more fulfilling in other ways. So, I'm nearly broke, but happy right now.
Another important lesson came from a high school math teacher. He spent several days going over how interest works, going through lots of real-life and made-up but realistic examples of how much money you could make just by not spending it, and how much it costs to buy things by making payments over a long period of time. It wasn't in the book, and it wasn't on the test, but he thought it was important for us to see how it worked.
*I'm 19, btw.
"It ain't what you make...it's what you spend".......
Steve
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From: Boise, ID
That makes alot of sense. I was just curious and I see your reasoning. Sports have a big part of highschool. My parents don't have the money to send me to college. So, I rely on sports as a big part of my education. I play sports and I get good grades. I am in the process of getting offers from several schools. If it wasn't for sports, I wouldn't be going to college.
I see what you mean though. Personally I don't need fancy shoes, jerserys, and crap like that to prove I can ball. And yes I do spend alot of money. But I do work, and try to save money so that if I need I have atleast a small amount saved.
I see what you mean though. Personally I don't need fancy shoes, jerserys, and crap like that to prove I can ball. And yes I do spend alot of money. But I do work, and try to save money so that if I need I have atleast a small amount saved.
Posting Guru
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From: fargo, nd
im 27 and i know im horrible with money... ive made about 200,000 dollars in the last 8 years and have nothing to show for it. i know i should have saved something, and im getting towards 30 which seems like when most people get their act together... ive already declared bankruptcy once and am not going through that again... im finally after 4 years getting my credit back in order but still havent saved anything... just trying to keep up on bills and get tools, parts for my truck, parts for my maverick, parts for my pinto, and keep gas in the van
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Post Fiend
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From: Charlotte, NC
Originally Posted by darrin1999
im 27 and i know im horrible with money... ive made about 200,000 dollars in the last 8 years and have nothing to show for it. i know i should have saved something, and im getting towards 30 which seems like when most people get their act together... ive already declared bankruptcy once and am not going through that again... im finally after 4 years getting my credit back in order but still havent saved anything... just trying to keep up on bills and get tools, parts for my truck, parts for my maverick, parts for my pinto, and keep gas in the van
Many of us have been in the "debt" hole.......so definitely don't be embarrassed, but the time to fix it is now.....
