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We have been using Meloche Monix out of TO for years, and I have been really impressed. Had a house claim and a car claim, and they took really good care of me. My rates actually are great, and went down when i got ride of my Windstar and bought my 2004 f150 XLT 4x4
Best advice in T.O. - pickup the yellow pages and start making some calls. Start with the big guys like State Farm, CGU, All State, etc. You might also want to check out the web and TRY to get some online quotes.
Best of luck.