insurance
Elder User
Joined: Jan 2006
Posts: 684
Likes: 2
From: Tucson, AZ
Trending Topics
New User
Joined: Jul 2007
Posts: 14
Likes: 0
insurance
Two things: I'd be looking for another agent secondly i would check with farm bureau. They insure all sorts of heavy farm trucks. If state farm would not insure you, company wide they wouldn't take my truck and some others on this thread. Find another agent.
FTE Stories
Ford Trucks for Ford Truck Enthusiasts
AEV FXL Super Duty - the Super Duty Raptor Ford Doesn't Make
Brett Foote
Lobo Vs Lobo: Proof the F-150 Lobo Should Be Even Lower!
Michael S. Palmer
Ford's 2001 Explorer Sportsman Concept Looks For a New Home
Verdad Gallardo
10 Best Ford Truck Engines We Miss the Most!
Joe Kucinski
2026 Shelby F-150 Off-Road: Better Than a Raptor R?
Brett Foote
2027 Super Duty Carhartt Package First Look: 12 Things You NEED to Know!
Michael S. Palmer
10 Most Surprising 2026 Ford Truck Features!
Joe Kucinski
Top 10 Ford Trucks Coming to Mecum Indy 2026
Brett Foote
5 Best / 5 Worst Ford Truck Wheels of All Time
Joe Kucinski
Cargo Master
Joined: Nov 2004
Posts: 2,751
Likes: 3
From: So Oregon
There are a number of insurance companies that consider an insured vehicle or personal vehicle to be one with a GVW(R) of 10,000 pounds or less. Those same companies will sometimes write a policy for a F250, F350, etc without realizing or caring about the weight rating. That is why "techninically" an F250 is an insured vehicle and an F350 isn't (on some policies), and that an F350 with the 10,000 lbs package will qualify, but an F350 typically will have a higher GVW(R) than 10,000 lbs.
What probably happened was the area manager got after an agent or something and now he knows that technically he's not supposed to be writing F350 or F450 (whatever that company's policy is).
BTW, this isn't a guess, hypothetical, or anything else. I've worked for at least two insurance companies that have a weight rating as part of the definition of a vehicle. The companies write policies everyday/all day for vehicles that don't technically qualify though (and they are covered if you have the policy, they just should have "technically" been written).
What probably happened was the area manager got after an agent or something and now he knows that technically he's not supposed to be writing F350 or F450 (whatever that company's policy is).
BTW, this isn't a guess, hypothetical, or anything else. I've worked for at least two insurance companies that have a weight rating as part of the definition of a vehicle. The companies write policies everyday/all day for vehicles that don't technically qualify though (and they are covered if you have the policy, they just should have "technically" been written).
Thread
Thread Starter
Forum
Replies
Last Post