Cheaper Insurance Options
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8th Gear
Joined: Nov 2025
Posts: 8
Likes: 1
Cheaper Insurance Options
Hello, I have a F100, Late 1977, 4WD, flareside, standard cab, 390 CID V8.
I used it locally several times a week around town in NJ so I don’t put a ton of miles on it, but it is enough that I don’t qualify for classic car insurance. Are there other cheaper insurance opinions for limited usage? My insurance company only has standard options which is the same as what I pay for my newer cars.
I used it locally several times a week around town in NJ so I don’t put a ton of miles on it, but it is enough that I don’t qualify for classic car insurance. Are there other cheaper insurance opinions for limited usage? My insurance company only has standard options which is the same as what I pay for my newer cars.
Moderator & parts slinger
Joined: Feb 2007
Posts: 50,186
Likes: 5,792
From: S/W Missouri, Polk county
Have you checked out Hagerty ?
https://www.hagerty.com/lp/classic-c...YaAqK7EALw_wcB
Grundy? https://www.grundy.com/
Open Road insurance? https://www.openroadautoinsurance.co...waAmTeEALw_wcB
https://www.hagerty.com/lp/classic-c...YaAqK7EALw_wcB
Grundy? https://www.grundy.com/
Open Road insurance? https://www.openroadautoinsurance.co...waAmTeEALw_wcB
Tuned
Joined: Feb 2020
Posts: 469
Likes: 245
From: South Central Mo
Not the cheapest but they've been good. Granted we also have full coverage on 47 year old trucks & one driver is 21, so it could've been cheaper.
https://www.auto-owners.com/simple-h...waAouZEALw_wcB
https://www.auto-owners.com/simple-h...waAouZEALw_wcB
Tuned
Joined: Sep 2024
Posts: 273
Likes: 81
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Mountain Pass
Joined: Mar 2016
Posts: 194
Likes: 24
From: 06804 / 38583
x3. Dumped USAA for Haggerty after way too many years, have many bikes and the truck insured through them now, won’t ever go back.
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More Turbo
Joined: Aug 2017
Posts: 604
Likes: 155
From: NJ
I had Grundy for years, but they would only i sure media everything was stored inside a structure. Sooooo 7 vehicles is a little tough to jamb into a 2 car garage. I switched to Hagerty and never looked back.
Hotshot
Joined: Jul 2020
Posts: 10,453
Likes: 2,630
From: Near Salt Lake City
My best friend is a State Farm agent
They own Hagerty
I have my home and all my vehicles all insured with them (State Farm)
That means multi car and home coverage which is cheaper
My 68 Camaro I keep insured only costs me 180 for 6 months
Unlimited miles on all my policies
Good luck
They own Hagerty
I have my home and all my vehicles all insured with them (State Farm)
That means multi car and home coverage which is cheaper
My 68 Camaro I keep insured only costs me 180 for 6 months
Unlimited miles on all my policies
Good luck
Its Comin Right for us!
Joined: Feb 2005
Posts: 12,158
Likes: 2,638
From: GA
We have Auto owners "classic" on my 77 and 01. The 77 is $198 a year, the 01 is about $250. They aint gonna pay out what its worth in a total anyway..
Other two vehicles have full coverage thru auto owners.
Hagerty was about $800 per year for both 77 & 01, bare bones policy.
Other two vehicles have full coverage thru auto owners.
Hagerty was about $800 per year for both 77 & 01, bare bones policy.
More Turbo
Joined: Jun 2015
Posts: 581
Likes: 113
From: New Hampshire
I now have EVERYTHING with State Farm-
Classic cars
House
Daily Drivers
Umbrella
Used to have the classics insured thru Haggerty
My only issue with Haggerty is that they would not refund me any $$ when I dropped the coverages for the winter months when nothing but the DDs get driven.
Not an issue with State Farm.
Tbruz
Classic cars
House
Daily Drivers
Umbrella
Used to have the classics insured thru Haggerty
My only issue with Haggerty is that they would not refund me any $$ when I dropped the coverages for the winter months when nothing but the DDs get driven.
Not an issue with State Farm.
Tbruz
