ESP Plan for Florida
Lead Driver
Joined: Dec 2020
Posts: 8,640
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Pretty sure you are stuck paying full list price on the plan, unless you can use a mailing address in another state. So I guess it comes down to which dealers can sell to Florida residents, and will wothout additional mark up. I know Lombard Ford is licensed to sell to Florida residents.
Lead Driver
Joined: Oct 2014
Posts: 5,943
Likes: 1,357
From: NY/Canada border
Pretty sure you are stuck paying full list price on the plan, unless you can use a mailing address in another state. So I guess it comes down to which dealers can sell to Florida residents, and will wothout additional mark up. I know Lombard Ford is licensed to sell to Florida residents.
Lead Driver
Joined: Dec 2020
Posts: 8,640
Likes: 2,433
What is new, In just the past year they now will no longer sell to California residents, claiming that California does not allow online sales of service contracts (AKA extended warranties).
Logistics Pro
Joined: May 2021
Posts: 4,012
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https://www.zeiglerfordesp.com/warra.../?plan_id=2053
Lead Driver
Joined: Dec 2020
Posts: 8,640
Likes: 2,433
Was there a legislation that precipitated this? Ziegler doesn't list California as one of the states with additional restrictions yet, even though it lists FL and TX license numbers so it can sell to residents of those states.
https://www.zeiglerfordesp.com/warra.../?plan_id=2053
https://www.zeiglerfordesp.com/warra.../?plan_id=2053
It almost seems like new interpretation of existing wording may have caused the change.
Flood has this statement-"We are sorry but due to California law, California Residents are not eligible for out of state service contracts.Please contact your local dealer."
Lombard- "California regulations state that California residents cannot purchase online. Ford owners from California can only purchase a vehicle service contract from a California licensed car dealer.
Ford will not allow us to register coverage to anyone that uses a California address."
Logistics Pro
Joined: May 2021
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Likes: 2,330
I haven't figured out what new legislation triggered it. There was another thread, maybe in the Granger thread, where Granger provided some link that was supposed to answer the why, but it did not. At least not the way I comprehend it.
It almost seems like new interpretation of existing wording may have caused the change.
Flood has this statement-"We are sorry but due to California law, California Residents are not eligible for out of state service contracts.Please contact your local dealer."
Lombard- "California regulations state that California residents cannot purchase online. Ford owners from California can only purchase a vehicle service contract from a California licensed car dealer.
Ford will not allow us to register coverage to anyone that uses a California address."
It almost seems like new interpretation of existing wording may have caused the change.
Flood has this statement-"We are sorry but due to California law, California Residents are not eligible for out of state service contracts.Please contact your local dealer."
Lombard- "California regulations state that California residents cannot purchase online. Ford owners from California can only purchase a vehicle service contract from a California licensed car dealer.
Ford will not allow us to register coverage to anyone that uses a California address."
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Laughing Gas
Joined: Aug 2008
Posts: 832
Likes: 110
The Florida Legislature protects you mandating that all extended warranties be sold to everyone at the same price - no negotiation possible. Dealers stepped up and insisted the “one price” be MSRP. Florida residents can buy from Flood, but same price as from a Florida dealer I.e., much higher than Flood prices the same policy for residents of any other state. Back in the day you could save the 7% Florida state sales tax Florida dealers tack on, but not sure that is still the case.
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Lead Driver
Joined: Dec 2020
Posts: 8,640
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The Florida Legislature protects you mandating that all extended warranties be sold to everyone at the same price - no negotiation possible. Dealers stepped up and insisted the “one price” be MSRP. Florida residents can buy from Flood, but same price as from a Florida dealer I.e., much higher than Flood prices the same policy for residents of any other state. Back in the day you could save the 7% Florida state sales tax Florida dealers tack on, but not sure that is still the case.
Lead Driver
Joined: Oct 2014
Posts: 5,943
Likes: 1,357
From: NY/Canada border
Speaking specifically of Florida. It's nothing new in regards to Florida residents. Some of the online ESP dealers have it detailed in their FAQ section. Florida requires them to have some kind of licensure to sell to Florida residents. Not all have that. Zeigler and Lombard are licensed to sell to Florida residents, I don't think Flood or Granger are.
What is new, In just the past year they now will no longer sell to California residents, claiming that California does not allow online sales of service contracts (AKA extended warranties).
What is new, In just the past year they now will no longer sell to California residents, claiming that California does not allow online sales of service contracts (AKA extended warranties).
I assume it wouldn't affect service work. Say I had a plan purchased at Flood and needed to use it at a Florida dealer while I was on vacation.
I'm a NY resident. Maybe I should look into this, as this sounds like something the communists in Albany would legislate.
Laughing Gas
Joined: Apr 2003
Posts: 790
Likes: 232
Dealers must be licensed to sell to Florida residents, many are not. Flood appears to be one of them that is not licensed to sell to Florida residents. Just like their statement to California residents, here is their statement to Florida residents. "We are sorry but due to Florida law, Florida Residents are not eligible for out of state service contracts. Please contact your local dealer"
Jersey car dealers would LOVE to hear it. Surprised "they" have not taken things like this to the next level. Why allow anything to be bought, if it does not have the
exact same price, everywhere (it's only fair
), but pretty sure that's called "price fixing". "Price fixing is an agreement (written, verbal, or inferred from conduct) among competitors to raise, lower, maintain, or stabilize prices or price levels."
https://www.ftc.gov/advice-guidance/...s/price-fixing
Aren't all Fl Ford dealers "competitors" to each other?
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