Insurance
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Insurance
I bought my truck for personal use, and have it registered as private, with 10K GVWR so I don't need a CDL. I've tried Geico, who insures my cars/bikes, and USAA who insures my house, and both of them have stated that because of the manufacturers GVWR rating, I'd need a CDL before they could write me a policy. Progressive seems to be the same, but haven't heard from them for sure. There are a dozen other companies to try, but I'm wondering how ya'll manage, especially if you're in my situation and aren't using it for a business or commercial stuff.
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An F800 with a dump body. Registered at 10,000 lbs, you are over your registration weight empty.
Are you actually going to use it as a dump truck?
From the insurance companies point of view, that is a $5million liability when it's in motion on the highway.
Are you actually going to use it as a dump truck?
From the insurance companies point of view, that is a $5million liability when it's in motion on the highway.
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So I shouldn't believe the title, that lists empty weight at 6k? The plan is to use it to transport dirt around the lot when we start digging the big pond, but it would be nice to be able to drive up to the gas station, and maybee pick up a load of rap once in a while for the driveway.
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You seriously think it weighs 6000lbs empty?
On the other hand, if you can claim agricultural use, that is exempt from CDL as long as you don't stray too far from home. (150 miles in some states) Some details vary, but the ag exemption is part of the Federal CDL rules, so it can be claimed in all states.
On the other hand, if you can claim agricultural use, that is exempt from CDL as long as you don't stray too far from home. (150 miles in some states) Some details vary, but the ag exemption is part of the Federal CDL rules, so it can be claimed in all states.
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Well I found insurance, 500k liability which should be a comfortable margin. Not a fortune either.. but it would have cost exactaly the same to pay the DMV no-insurance waiver and be an outlaw. Now, I just have to get it inspected and we're good to go. AT least, as long as I'm not carrying anything. Trying to recall who around here has free scales...
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Cargo Master
Joined: Dec 2015
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From: Harned, Ky
6k lbs would probably be close for just the chassis without the bed, hoist , pump and hydraulics, add those up and you'll have a 10-12k lb truck with a gas or small diesel, a 800 could have a mid size diesel adding more weight.
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Will try and get up to the local rock yard and get a small load of rap.. but that'll get me an empty weight, too. Be nice to know. No inspection yet but I spent the day swapping out lights and troublshooting non-working turn signals. Still got some electrical stuff to do but it sure is nice to have working lights. I decided to be a rebel (no inspection sticker) and drive up to the gas station and fill the tank... normally I wouldn't see a single cop but of course today they're all out.. but all good. Truck runs great. Drives nice and straight, although there is a wobble that starts (not every time) around 35 or so and goes away by 40. Never got faster than maybee 50.
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From: Foothills of NC
If you have spoke wheels, re-truing may be the answer. They can not only be out side to side, but not in round with the hub also.
One thing I have found with "Dayton" style rims. If they are not true, it's faster and easier to loosen the lug nuts and start over. Many people try to tighten the side that's out to pull it in place. This can put the rim out of round, and rarely works.
Start at the top, and work in a triangle slowly snugging the lugs, while checking for running true. It can get tiring, but a smooth ride makes up for it.
One thing I have found with "Dayton" style rims. If they are not true, it's faster and easier to loosen the lug nuts and start over. Many people try to tighten the side that's out to pull it in place. This can put the rim out of round, and rarely works.
Start at the top, and work in a triangle slowly snugging the lugs, while checking for running true. It can get tiring, but a smooth ride makes up for it.
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