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Old Sep 2, 2003 | 08:14 PM
  #1  
mike03's Avatar
mike03
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Junior User
Joined: Mar 2002
Posts: 67
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From: Garretson USA
insurance

How much do you guys or gals pay for insurance?
Well I pay $1930.00 for a year. That is for a 1995 f-150 4x4 and I am 18!
 
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Old Sep 2, 2003 | 08:25 PM
  #2  
Vanhecht's Avatar
Vanhecht
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Joined: May 2002
Posts: 794
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From: American by birth, TEXAN
insurance

i pay about $860 for 6 months and i am almost 21, thats only liability of course and i drive a 1990 f150
eric
 
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Old Sep 2, 2003 | 09:47 PM
  #3  
kenny150's Avatar
kenny150
Freshman User
Joined: May 2003
Posts: 42
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insurance

about 2700 a year, I'm 17. Thats for Liability on a 1990 F150.

of course - they tend to get nasty about the $100K+ car accident I had 2 years ago.
 
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Old Sep 2, 2003 | 09:53 PM
  #4  
brannma's Avatar
brannma
Junior User
Joined: Jun 2003
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insurance

I pay 442 every 6 months for full coverage on my 1993 F150 4x4 5.0 302 V8. $500 Deductible. I remember I paid a crapload when I was younger-Being 28, they figure I don't drive crazy anymore (but I DO...Sometimes)
 
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Old Sep 2, 2003 | 10:14 PM
  #5  
Duderoy's Avatar
Duderoy
Tuned
Joined: Jan 2003
Posts: 377
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insurance

WOW!!! I should go into the insurance business. I pay $76 every 6 months ( liability ) for my 95' F150 SC 4X4. It was $273/6 months when I had full with a $500 deduct. That's American Family. If I had to pay what you are are paying I think I would get a moped.
By the way I am 32 years old. It was higher when I was younger, but not that bad.
 
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Old Sep 2, 2003 | 10:33 PM
  #6  
MustangGT221's Avatar
MustangGT221
Post Fiend
Joined: Nov 2001
Posts: 14,947
Likes: 6
From: Topsfield, MA
Club FTE Gold Member
insurance

I pay 2500 and i'm 19 with nothing against my record, no accidents (that were my fault) or tickets.
 
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Old Sep 3, 2003 | 07:40 AM
  #7  
fishin1976's Avatar
fishin1976
Elder User
Joined: Jan 2003
Posts: 539
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insurance

Not that I am condoning this, but, getting married reduced my insurance by $2200. I got married when I was 19, before that I was paying $832 every 3 months for a 95 s-10 ext V6, I had one too many speeding tickets and two accidents be for I was 19.

I am now 27, 3 kids, w/ 2000 honda odysea (full coverage, $100 deduct) and a 88 f150 supercab 4x4 w/351 V8 (liability), My total insurance bill is $104 a month or $624 every 6 months. I think this is very reasonable. I have State Farm insurance on everything including me ( not the kids or wife, just house and cars). My truck is only $24 a month on liability w/ roadside and towing assitance.

And to all you people that think I had to get married for reasons that were in my control (get my drift), we did not have our first child until a year and a half after we got married. (My parents thought the same thing when we told them on short notice that we were getting married at the courthouse the following monday after announcing the engagement. What can I tell ya, it just felt right! We did have a church wedding for the rest of the family to see later on.)

The point is: you'll grow out of it. ( the high insurance)

sorry for the long post,

Fishin,
 
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Old Sep 3, 2003 | 12:34 PM
  #8  
trukgrl's Avatar
trukgrl
Freshman User
Joined: Aug 2003
Posts: 31
Likes: 0
From: unfortunately in the wonderful city of norfolk
insurance

WOW, that's a lot for insurance, my husband and I, 23 and 21 only pay 325.88/6 months for my truck 92 f-150 351 4x4 and his car 92 thunderbird 302 supercoupe. . . we also get a discount with our insurance on the truck because the crash test rating is so good on it apparently. Since we moved to Virginia i've been in 2 accidents inside of 3 months (not with my truck). . . helps when they're not your fault though.
They're only screwing you over cuz your young. We're military and have a mil. company for insurance there's another reason our's is low. . . look around. . . stay away from geico having been a person screwed over by them and know many others who have as well.

Keep a clean record and you should see that rate drop significantly when you turn 21
 
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Old Sep 3, 2003 | 01:10 PM
  #9  
pfogle's Avatar
pfogle
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From: Oak Harbor, OH
insurance

I pay $735 every 6 months, for full coverage, Single male, no at fault accidents, no tickets, spotless driving record.
 
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Old Sep 3, 2003 | 04:59 PM
  #10  
Pastmaster's Avatar
Pastmaster
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25 Year Member
Joined: Jun 1999
Posts: 2,719
Likes: 1
From: Lee's Summit MO
insurance

I pay 680 for 6/months on my '93 F-150.

I actually see a drop when I add my beater, '84 Dodge W250, to about 450 for the Ford.

I'm 23 and have been told that I'll get off the younger driver insurance rating when I hit 25.

I did see a drop when I hit 21, but it was less than $50.

I'm not going to say what the '03 GMC's insurance is, need less to say, it's half my payments each month.
 
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Old Oct 2, 2003 | 12:24 PM
  #11  
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MstangMch4
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I pay about $1200 a year now & i'm 27. But thats for a '94 F-150 5.0 & a '03 Suzuki GZ250 cruiser motorcycle. I got in more than a few wrecks when i was young & dumb. Now i'm just older & insane I think insurance companies are just legalized ripoff artists because you'll end up paying them far more than they ever have to pay out & when they do have to pay out they try like hell to wiggle out of it. Luckily for me my insurance company don't know that with me behind the wheel my F-150 is capabile of many very untrucklike manuvers
 
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Old Oct 2, 2003 | 01:31 PM
  #12  
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mantta
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From: Keweenaw Bay, MI
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$275.00 every six months for car and truck.
 
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Old Oct 2, 2003 | 01:59 PM
  #13  
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95BlackF150
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Joined: Sep 2003
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$425 for 6 months full coverage for 95 4x4 and insurance is expensive in Kentucky. Thats the price ya pay for being a unmarried teenage boy. God i'm glad i'm not paying those prices anymore
 
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